Maybe you never opened that account(账户). But someone else ______—someone who used your name, your credit card number or your _______ (person) information to commit fraud (造假) without letting you know, ______ is actually a crime, pure and simple.
The biggest problem is probably that you may not know that someone has taken away your identity ______ you notice that something is wrong：you may get bills for________ credit card account you never opened，your credit report may include debts you never knew you had, ________ you may see charges on your bills that you didn’t sign for，and even don’t know anything about it.
If your identity has really________ (steal) like that, the Federal Trade Commission (FTC) suggests that you _______ (take) at least two actions immediately.
________, contact the fraud departments of the major credit offices and ask them _______copies of your credit reports. Then, review your reports carefully to check your corrections and changes.