EVERYBODY in this world is different from one another. Butdo you know that understanding differences can help you bettermanage your money?
As we grow up, we gradually develop a set of our own values orbeliefs. These are influenced by society, our family, the educationwe receive and so on. Once this value system is set up, it's not easyto change later in life.
Financial experts say that everyone also has their own belief ofhow to manage their finances. This is part of our value system and ithas a great impact on the way we look after our money.
According to our different values, experts put us in three categories. They are:the ant, the cricket and the snail. The ant—works first
Just like ants who work heart and soul in summer in order tostore food for winter, these people don't care about enjoying the moment. They work very hard and save money they earn so that theycan enjoy life when they get old and retired, The ant loves to savebut they could make more out of their money if they were willing toinvest in some funds and stocks with low risk. The cricket——fun first
The cricket wants to enjoy everything now and doesn't think toomuch about the future. They even borrow money when they really wantsomething. Many young people now belong to this group. These peoplehave little savings. When they get old, they might have problems. They should learn to save and buy insurance. The snail—lives under pressure
The snail refers to people who make life difficult for them-selves. They take big long-term loans from the bank in order to buythings such as luxury houses. They are happy to take big loans eventhough they are not sure whether they can afford it. This can causeproblems in the future. They should plan more carefully. People with character of the snail would like to __________.
| A．enjoy life at the moment without thinking much about the future |
| B．put work before everything else |
| C．live a luxury life at all costs |
| D．take the risk of investing a large sum of money |
Our beliefs and values are affected by the following except __________.
| A．society | B．our family |
| C．education | D．money |
This passage mainly talks about __________.
| A．the spending nature of people |
| B．the relation between man and insects |
| C．the insects in nature |
| D．the problems with dealing with money |
Which of the following has the character that the author prefers?
| A．The ant. | B．The cricket. |
| C．The snail. | D．None of the above. |
Which gender is the most talkative? No matter what you answer, you are partially right.
A recent Gallup Poll showed that both men and women believe that women possess the gift of talking and some even believe women are biologically built for conversation, but all of that is challenged in a research published in the November issue of Personality and Social Psychology Review.
In a recent research by Campbell Leaper and Melanie Ayres, they collected all of the available evidence from decades of scientific study and systematically combined the findings into an overall picture of the differences between men and women regarding talkativeness.
They found a small but reliable tendency(趋势) for men to be more talkative than women in certain cases, such as when they were conversing with their wives or with strangers. Women talked more to their children and to their college classmates.
The type of speech was also explored in the research. The researchers discovered that, with strangers, women were generally more talkative when it came to using speech to ensure her connection to the listener, while men’s speech focused more on an attempt to influence the listener. With close friends and family, however, there was very little difference between genders in the amount of speech.
60.This passage mainly talks about a research conducted by _______ .
A. Gallup Poll B. Personality and Social Psychology Review
C. Campbell Leaper and Melanie Ayres D. the author
61.Which of the following statements describes the main idea of the passage?
A. Women are born more talkative than men.
B. Men are born more talkative than women.
C. Women and men are talkative in different cases.
D. Women are no more talkative than men.
62.The underlined word gender means _______.
A. people B. nationality C. culture D. sex
63.Talking with strangers, ________.
A. women are more talkative than with people they know
B. men are more talkative than with their wives
C. women prefer to listen more rather than speak more
D. men speak a lot to have their opinions accepted
第三部分 阅读理解（共20小题；每小题2分，满分40分）
第一节 阅读下面的短文，从每题所给的四个选项 (A，B，C，D) 中，选出最佳选项。
Once upon a time in a land far away, there was a wonderful old man who loved everything：animals, spiders, insects...
One day while walking through the woods the nice old man found a cocoon（茧）of a butterfly. He took it home. A few days later, a small opening appeared; he sat and watched the butterfly for several hours as it struggled to force its body through that little hole. Then it seemed to stop making any progress. It appeared as if it had gotten as far as it could and it could go no farther. Then the man decided to help the butterfly, so he took a pair of scissors and snipped off the remaining bit of the cocoon.
The butterfly then emerged（露出） easily.
But it had a swollen body and small, shriveled wings. The man continued to watch the butterfly because he expected that, at any moment, the wings would enlarge and expand to be able to support the body, which would contract（收缩） in time. Neither happened! In fact, the butterfly spent the rest of its life crawling around with a swollen body and shriveled wings.
It never was able to fly.
What the man in his kindness and haste did not understand was that the restricting cocoon and the struggle required for the butterfly to get through the tiny opening were Nature's way of forcing fluid from the body of the butterfly into its wings so that it would be ready for flight once it achieved its freedom from the cocoon.
Sometimes struggles are exactly what we need in our life. If we were allowed to go through our life without any obstacles, it would cripple us. We would not be as strong as what we could have been.
And we could never fly.
56. What did the old man find when walking through the woods?
A. A cocoon of a butterfly. B. A butterfly.
C. A spider. D. A pair of scissors.
57. What would have happened to the butterfly without the old man’s help?
A. It would have died in the cocoon.
B. It would have become a true butterfly.
C. It would have been strong enough to go farther.
D. It would have stopped struggling through the cocoon.
58. The underlined word “cripple” in Paragraph 7 probably means ______.
A. disable B. climb C. enable D. beat
59. What can we learn from this story?
A. Man can never go against nature.
B. It’s necessary to live with some difficulties.
C. One cannot help others without thinking twice.
D. Mankind should take good care of insects.
Who’s in control of your life? Who is pulling your string? For the majority of us, it’s other people—society, colleagues, friends, family or our religious community. We learned this way of operating when we were very young, of course. We were brainwashed. We discovered that feeling important and feeling accepted was a nice experience and so we learned to do everything we could to make other people like us. As Oscar Wilde puts it, “Most people are other people. Their thoughts are someone else’s opinions, their lives a mimicry(模仿), their passions a quotation.”
So when people tell us how wonderful we are, it makes us feel good. We long for this good feeling like a drug—we are addicted to it and seek it out wherever we can. Therefore, we are so eager for the approval of others that we live unhappy and limited lives, failing to do the things we really want to. Just as drug addicts and alcoholics live worsened lives to keep getting their fix (一剂毒品). We worsen our own existence to get our own constant fix of approval.
But, just as with any drug, there is a price to pay. The price of the approval drug is freedom—the freedom to be ourselves. The truth is that we cannot control what other people think. People have their own agenda, and they come with their own baggage and, in the end, they're more interested in themselves than in you. Furthermore, if we try to live by the opinions of others, we will build our life on sinking sand. Everyone has a different way of thinking, and people change their opinions all the time. The person who tries to please everyone will only end up getting exhausted and probably pleasing no one in the process.
So how can we take back control? I think there’s only one way—make a conscious decision to stop caring what other people think. We should guide ourselves by means of a set of values---not values imposed（强加）from the outside by others, but innate values which come from within. If we are driven by these values and not by the changing opinions and value systems of others, we will live a more authentic, effective, purposeful and happy life. What Oscar Wilde says implies that _____________.
| A．we have thoughts similar to those of others |
| B．most people have a variety of thoughts |
| C．other people’s thoughts are more important |
| D．most people’s thoughts are controlled by others |
What does the author try to argue in the third paragraph ?
| A．Changing opinions may cost us our freedom. |
| B．We may lose ourselves to please others. |
| C．We need to pay for what we want to get. |
| D．The price of taking drugs is freedom. |
In order to live a happy, effective and purposeful life, we should _________.
| A．care about others’ opinions and change opinions all the time |
| B．guide ourselves by means of values from the outside |
| C．stick to our own values |
| D．persuade others to accept our opinions |
It can be concluded from the passage that __________.
| A．it’s better to do what we like | B．we shouldn’t care what others think |
| C．we shouldn't change our own opinions | D．it’s important to accept others’ opinions |
It is well known that the Japanese people’s love of fish is almost as a bee’s interest in honey. As fish populations were decreasing, fishing companies were forced to fish further and further away from the shore. Then they had a big challenge－how to keep the fish fresh for longer. So they decided to keep the fish stored in freezers on the boats. But the public did not like frozen fish. So again the fishing companies had a new bigger challenge. What they decided to do was to have fish tanks on their boats. After catching fishes, they would put them in the tanks and keep them living there until they got back to shore. But in this protected environment, lacking predators (掠食者)，the fish stopped moving around. The Japanese public felt these dull fish did not taste fresh, which had an unpleasant effect upon sales. Once again the fishing companies had an even bigger challenge ...
Stop for a minute! Before we go any further, I would like to ask “What are your challenges? How do you handle an unexpected challenge?” May I think it this way that you should try to attack your challenges? Conquer（战胜） them with a Swiss Army knife. Take the most proper and simple tool that you can adopt to deal with your situation.
Now back to our story. How did the Japanese finally figure out the fresh fish problem？Sharks! You might think the same. Sharks were caught and put into the tanks with other fishes. Don’t sharks eat fish? Well, they do eat a few fish, but they did also keep more fish active and alert (警觉的). The fish stay fresh because they are challenged.
Now, try to keep yourself fresh by finding your own shark to offer yourself a challenge in your own business and career.The main reason for the fishing company to fish in the far sea was that .
| A．the fish resource near the shore was on the decrease |
| B．the fishes farther away from the sea tasted fresher |
| C．people would prefer eating fresh fishes to less fresh ones |
| D．it was getting harder and harder to keep fishes fresh |
Which of the following statements is true?
| A．Japanese people love honey as much as a bee does. |
| B．The fish kept in tanks didn’t sell well because of their taste. |
| C．The fish stored in the protected environment tasted the best. |
| D．The fish kept in tanks didn’t taste fresh because they died before reaching the restaurant. |
The underlined part of the last paragraph means “ .”
| A．If you went fishing, you might do as the fishing companies did |
| B．Try to find a big shark, and you will meet your challenge |
| C．To succeed in life, you should always be ready to meet challenges |
| D．Sharks are usually compared to the challenges in people’s life |
The purpose for the author to write the passage is to .
| A．tell the readers “no pains, no gains” |
| B．tell the readers how the Japanese keep the fish fresh |
| C．advise readers to look for challenges to make progress |
| D．advise readers to find something difficult to do |
Packaging is an important form of advertising. A package can sometimes motivate someone to buy a product. For example, a small child might ask for a breakfast food that comes in a box with a picture of a TV character. The child is more interested in the picture than in the breakfast food. Pictures for children to color or cut out, games printed on a package, or small gifts inside a box also motivate many children to buy products—or to ask their parents for them.
Some packages suggest that a buyer will get something for nothing. Food products sold in reusable containers are examples of this. Although a similar product in a plain container might cost less, people often prefer to buy the product in a reusable glass or dish, because they believe the container is free. However, the cost of the container is added to the cost of the product.
The size of a package also motivates a buyer. Maybe the package has “Economy Size” or “Family Size” printed on it. This suggests that the large size has the most products for the least money. But that is not always true. A buyer has to know how the product is sold and the price of the basic unit.
The information on the package should provide some answers. But the important thing for any buyer to remember is that a package is often an advertisement. The words and pictures do not tell the whole story. Only the product inside can do that. The underlined words “a buyer will get something for nothing” (Paragraph 2) most probably mean that _________.
| A．a buyer will not get what he wants | B．a buyer will gain more than he loses |
| C．a buyer will get what he pays for | D．a buyer will get something useful free of charge |
Which of the following statements is NOT mentioned in the passage?
| A．On seeing a well-designed container, a buyer often neglects（忽略）what is inside it. |
| B．A buyer is also attracted by the size of the container. |
| C．Children are often made to buy a product by its package with attractive pictures. |
| D．Packaging is often a successful advertisement. |
What suggestion does the author give in the passage?
| A．The best choice for a buyer is to get a product in a plain package. |
| B．A buyer should get what he needs most. |
| C．Do not buy the product which is sold in a glass or dish. |
| D．A buyer should know that the quality of a container has little to do with the quality of the product. |
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