Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone ____. Many people—adults included—do not have a good ____ of saving for the long run.
I have been ___ to learn this lesson early because I have had a grass cutting business since I was 10 years old. __ the money I make I spend about 10 percent and save the other 90.
Making sure you save and don't spend too much is a good way to ____ wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to ___. Young people should ___ that their teenage years are a great time to begin saving.
If you have a job at high school, you ___ have fun with some of the money. But you should also save some ____ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, ____ lose the interest you could have earned by saving it.
After high school, college is ____， with expenses such as food and rent. If you can ____ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings, you will always have to ____.
Later in life it can be hard to start saving ___ general cost of living is more expensive and you may only have enough to pay your ___. If you want to buy a house and have a family, you need money to start with, which ____ saving.
Many say money cannot make you happy, and this is true. But money can help you to lead a ____ life.
Saving early will mean you will have to work for fewer years when you are older. It will also _____ you to spend time doing the things that you want to do.____， it will mean you can live the way you want to without __.
A．needs B．likes C．arranges D．expects
A．knowledge B．experience C．form D．sense
A．foolish B．fundamental C．lucky D．grateful
A．With B．Of C．In D．From
A．divide up B．build up C．keep up D．make up
A．break B．run C．make D．grow
A．recognize B．realize C．research D．doubt
A．must B．dare C．should D．may
A．so that B．in case C．in that D．but for
A．but B．and C．also D．or
A．expensive B．cheap C．boring D．bitter
A．hold out B．hold up C．hold onto D．hold back
A．survive B．struggle C．tolerate D．die
A．if B．as long as C．while D．since
A．bills B．taxes C．attention D．consequences
A．results from B．gets from C．comes from D．escapes from
A．happy B．simple C．miserable D．secure
A．forbid B．allow C．advise D．request
A．In addition B．Above all C．On the contrary D．Believe it or not
A．consulting B．worrying C．resting D．thinking
In the clinic, I asked if Michael could be retested, so the specialist tested him again. To my ___1___, it was the same score.
Later that evening, I ___2___ told Frank what I had learned that day. After talking it over, we agree that we knew our ___3___ much better than an IQ test. We ___4___ that Michael’s score must have been a ___5___ and we should treat him ___6___ as usual.
We moved to Indiana in 1962, and Michael studied at Concordia High School in the same year. He got ___7___ grades in the school, especially ___8___ biology and chemistry, which was a great comfort.
Michael ___9___ Indiana University in 1965 as a pre-medical student, soon afterwards, his teachers permitted him to take more courses than ___10___. In 1968, he was accepted by the School of Medicine, Yale University.
On graduation day in 1972, Frank and I ___11___ the ceremony at Yale. After the ceremony, we told Michael about the ___12___ IQ score he got when he was six. Since that day, Michael sometimes would look at us and say ___13___, “My dear mom and dad never told me that I couldn’t be a doctor, not until after I graduated from medical school!” It is his special way of thanking us for the ___14___ we had in him.
Interestingly, Michael then ___15___ another IQ test. We went to the same clinic where he had __16___ the test eighteen years before. This time Michael scored 126, an increase of 36 points. A result like that was supposed to be ___17___.
Children often do as ___18___ as what adults, particularly parents and teachers, ___19___ of them. That is, tell a child he is “ ___20___”, and he may play the role of a foolish child.
A．joy B．surprise C．dislike D．disappointment
A．tearfully B．fearfully C．cheerfully D．hopefully
A．student B．son C．friend D．doctor
A．argued B．realized C．decided D．understood
A．specially B．strictly C．naturally D．carefully
A．poor B．good C．average D．standard
A．in B．about C．of D．for
A．visited B．chose C．passed D．entered
A．allowed B．described C．required D．offered
A．missed B．held C．delayed D．attended
A．high B．same C．low D．different
A．curiously B．eagerly C．calmly D．jokingly
A．faith B．interest C．pride D．delight
A．looked for B．asked for C．waited for D．prepared for
A．received B．accepted C．organized D．discussed
A．imperfect B．impossible C．uncertain D．unsatisfactory
A．honestly B．much C．well D．bravely
A．hear B．learn C．expect D．speak
A．wise B．rude C．shy D．stupid
Several years ago, while attending a communication course, I experienced a most unusual process. The instructor asked us to list__36__ in our past that we felt __37__ of, regretted, or incomplete about and read our lists aloud.
This seemed like a very __38__ process, but there’s always some __39__soul in the crowd who will volunteer. The instructor then __40__ that we find ways to __41__ people, or take some action to right any wrong doings. I was seriously wondering how this could ever __42__ my communication.
Then the man next to me raised his hand and volunteered this story: “Making my__43__, I remembered an incident from high school. I grew up in a small town. There was a Sheriff __44__ of us kids liked. One night, my two buddies（同伴） and I decided to play a __45__ on him.
After drinking a few beers, we climbed the tall water tank in the middle of the town, and wrote on the tank in bright red paint: Sheriff Brown is a s.o.b. (畜生). The next day, almost the whole town saw our glorious __46__. Within two hours, Sheriff Brown had us in his office. My friends told the truth but I lied. No one __47__ found out.”
“Nearly 20 years later, Sheriff Brown’s name __48__ on my list. I didn’t even know if he was still __49__. Last weekend, I dialed the information in my hometown and found there was a Roger Brown still listed. I tried his number. After a few __50__, I heard, “Hello?” I said, “Sheriff Brown?” Paused. “Yes.” “Well, this is Jimmy Calkins.”
“And I want you to know that I did it.” Paused. “I knew it!” he yelled back. We had a good laugh and a __51__ discussion. His closing words were: “Jimmy, I always felt bad for you __52__ your buddies got it off their chest, but you were carrying it __53__ all these years. I want to thank you for calling me...for your sake.”
Jimmy inspired me to __54__all 101 items on my list within two years, and I always remember what I learned from the course: It’s never too late to __55__the past wrongdoings.
A．something B．anything C．somebody D．anybody
A．ashamed B．afraid C．sure D．proud
A．private B．secret C．interesting D．funny
A．foolish B．polite C．simple D．brave
A．expected B．suggested C．ordered D．demanded
A．connect with B．depend on C．make an apology to D．get along with
A．improve B．continue C．realize D．keep
A．notes B．list C．plan D．stories
A．any B．most C．none D．all
A．part B．game C．trick D．record
A．view B．sign C．attention D．remark
A．also B．even C．still D．ever
A．appears B．considers C．presents D．remembers
A．angry B．happy C．doubtful D．alive
A．words B．rings C．repeats D．calls
A．cold B．plain C．nervous D．lively
A．in case B．so long as C．unless D．because
A．around B．out C．on D．away
A．build up B．make up C．clear up D．give up
A．regret B．forgive C．right D．punish
My husband and I insisted that our children were old enough to clean their rooms and make their beds. But they thought 1 . My complaints, even self-justified（自有道理） 2 , were always landing on 3 ears. Very often a whole hour’s scolding would end with their 4 into tears. I felt very frustrated. I realized I needed to 5 my method of “mothering”.
One day when they were at school, I spent some time tidying their rooms. On their desks, in plain 6 , I left the cards: “Dear Bill(the other card was 7 to Sarah), your room was messy this morning and I’m sure you like it clean. Love, the Room Fairy.” 8 arriving back, the children were 9 excited to receive the little note from the Room Fairy. The next day, their rooms were fairly tidy. Sure enough, there was another note from the Room Fairy 10 for them, thanking them for their nice “gift” of a clean room and 11 asking them to play a certain violin 12 . Each day, thank-you notes would be written differently to keep the ideas 13 ．
Sometimes the Room Fairy would propose a little 14 : “If you can finish your homework and go over your lessons before dinner, I’d like to watch a particular television program with you tonight.” Sometimes some colored markers or other little items would be left in 15 of well-done jobs the day 16 .
17 I can’t remember how long “the Room Fairy” continued leaving her love notes. When they were age appropriate, we used various versions of Post-Its （贴条）. The bathroom mirror became the 18 centre of our home. Appointments, notices about visiting relatives, lesson schedules, and changes in plans could be 19 .
We all benefited from and 20 the idea of sharing reminders and daily details of life through notes. I believe the true advantage of the Room Fairy notes survives in our frequent and enjoyable communication．
A．differently B．not C．negative D．same
A．crying B．shouting C．persuading D．beating
A．side B．deaf C．neither D．either
A．crying B．bringing C．bursting D．dropping
A．adjust B．adopt C．access D．addict
A．sentence B．words C．speech D．sight
A．sent B．read C．delivered D．addressed
A．As B．At C．In D．Upon
A．more than B．rather than C．no more than D．other than
A．asking B．waiting C．praying D．expecting
A．politely B．friendly C．gently D．toughly
A．music B．song C．piece D．tone
A．respectable B．uninteresting C．incredible D．fresh
A．challenge B．question C．suggestion D．advice
A．response B．answer C．praise D．honor
A．ahead B．before C．over D．ago
A．Actually B．Even so C．Even if D．Though
A．life B．main C．memory D．reminder
A．sent B．struck C．posted D．hanged
A．learned B．appreciated C．shared D．thanked
My father brought home a sailboat when I was ten, and almost each Sunday in summers we would go sailing. Dad was quite skilled in sailing, but not good at ___36___. As for me, I ___37___ both before twelve because of living close to Lake Ontario.
The last time Dad and I set sail together is really ___ 38___. It was a perfect weekend after I graduated from university. I came home and ___39___Dad to go sailing. Out we set soon on the ___40___lake. Dad hadn’t sailed for years, but everything ___41___well with the tiller（舵柄）in his hands.
When we were in the middle of the lake, a ___ 42___ wind came all of a sudden. The boat was hit ___43___. Dad was always at his best in any___44___, but at this moment he___45___.
"John!___46___!" he shouted in a trembling voice, with the tiller still in his hands.
In my memory he could fix any___ 47___. He was the one I always___48___for strength and security. Before I could respond, a___ 49___ of water got into the boat. I rushed to the tiller ___50___it was too late. Another huge wall of water ___ 51___the boat in a minute. We were thrown into the water, and Dad was struggling aimlessly. At that moment, I felt fiercely ___52___of him.
I swam to Dad ___ 53___and assisted him in climbing onto the hull（船壳）of the boat. Upon sitting on the hull, Dad was a little awkward about his flash of ___ 54___. "It's all right, Dad. We are safe now," I comforted him.
That was the first time Dad had counted on me in a moment of emergency. More importantly, I found it was my turn to start___55___for my father.
A．boating B．running C．swimming D．teaching
A．enjoyed B．desired C．hated D．learned
A．unforgivable B．unforgettable C．cheerful D．regretful
A．sent B．ordered C．invited D．allowed
A．calm B．icy C．stormy D．thundery
A．finished B．went C．seemed D．sounded
A．strong B．gentle C．cold D．hot
A．respeatedly B．lightly C．hardly D．violently
A．danger B．place C．sport D．job
A．suffered B．fell C．froze D．withdrew
A．look B．Help C．Run D．jump
A．problem B．relationship C．machine D．boat
A．turned to B．lived with C．argued with D．objected to
A．fountain B．stream C．shower D．wave
A．if B．for C．after D．but
A．got through B．poured into C．turned over D．lifted up
A．ashamed B．protective C．tired D．afraid
A．hopelessly B．quickly C．slowly D．helplessly
A．pain B．anger C．fear D．shame
A．making up B．getting ready C．paying off D．looking out
It was raining. I went into a cafe and asked for a coffee. 36 I was waiting for my drink, I realized there were other people in the place, but I sensed 37 . I saw their bodies, but I couldn’t feel their souls 38 their souls belonged to the 39 .
I stood up and walked between the tables. When I came to the biggest computer, I saw a thin, small man 40 in front of it. “ I’m Steve, ” he finally answered after I asked him a couple of times what his name was. “ I can’t talk with you. I’m 41 ,” he said. He was chatting online and, 42 , he was playing a computer game –a war game. I was 43 .
Why didn’t Steve want to talk with me? I tried 44 to speak to that computer geek（怪人）, 45 not a word came out of his mouth. I touched his shoulder, but no reaction（反应）. I was 46 . I put my hand in front of the monitor, and he started to shout “ 47 ! ”
I took a few steps back, wondering if all those people in the cafe were looking at me. I 48 , and saw nobody showed any interest.
49 , I realized that the people there were having a nice conversation with their machines, not with people. They were more 50 having a relationship with the 51 , particularly Steve. I wouldn’t want to 52 the future of human beings if they preferred sharing their lives with machines 53 with people.
I was worried and sank in my thoughts. I didn’t even 54 that the coffee was bad, 55 Steve didn’t notice there was a person next to him.
A．Before B．Since C．Although D．While
A．pain B．loneliness C．sadness D．fear
A．because B．when C．until D．unless
A．home B．world C．Net D．Cafe
A．sleeping B．sitting C．laughing D．learning
A．tired B．thirsty C．busy D．sick
A．first of all B．just then C．by that time D．at the same time
A．delighted B．surprised C．moved D．frightened
A．once B．first C．again D．even
A．or B．so C．if D．but
A．excited B．respected C．unhappy D．afraid
A．Shut up B．Leave me alone C．Enjoy yourself D．Help me out
A．walked about B．walked out C．raised my hand D．raised my head
A．From then on B．At that moment C．In all D．Above all
A．careful about B．tired of C．interested in D．troubled by
A．shop B．soul C．geek D．computer
A．tell B．imagine C．plan D．design
A．other than B．except for C．instead of D．as well as
A．pretend B．understand C．insist D．realize
A．as if B．just as C．just after D．even though
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