EVERYBODY in this world is different from one another. But do you know that understanding differences can help you better manage your money?
As we grow up, we gradually develop a set of our own values or beliefs. These are influenced by society, our family, the education we receive and so on. Once this value system is set up, it’s not easy to change later in life.
Financial experts say that everyone also has their own belief of how to manage their finances. This is part of our value system and it has a great impact on the way we look after our money.
According to our different values, experts put us in three categories. They are: the ant, the cricket and the snail.
The ant—works first
Just like ants who work heart and soul in summer in order to store food for winter, these people don’t care about enjoying the moment. They work very hard and save money they earn so that they can enjoy life when they get old and retire. The ant loves to save but they could make more out of their money if they were willing to invest in some funds and stocks with low risk.
The cricket—fun first
The cricket wants to enjoy everything now and doesn’t think too much about the future. They even borrow money when they really want something. Many young people now belong to this group. These people have little savings. When they get old, they might have problems. They should learn to save and buy insurance.
The snail—lives under pressure
The snail refers to people who make life difficult for themselves. They take big long-term loans from the bank in order to buy things such as luxury houses. They are happy to take big loans even though they are not sure they can afford it. This can cause problems in the future. They should plan more carefully.We can learn from the text that _____.
| A．spending money is a wiser way |
| B．your way of managing money is a reflection of your value or belief |
| C．saving money is a good way to manage money |
| D．we spend money because we have earned it |
Of the three types of people, the one that has no weakness is _____.
| A． the cricket | B．none of them |
| C．the snail | D．the ant |
If you had three dollars, you would spend all of it. Which type do you belong to?
| A．None of them | B．The snail |
| C．The ant | D．The cricket |
The text tells us mainly about _____.
| A．spending nature |
| B．living behaviors of small animal |
| C．our own values and beliefs |
| D．understanding differences |
Philip’s Complete Road Atlas Britain and Ireland
Voted Britain's clearest and most detailed road atlas（地图集）in a consumer survey, the 2016 edition of Philip’s Complete Road Atlas Britain and Ireland contains 160 pages of road maps and clearly marked service areas. It also includes 10 big city approach maps and 64 extra-detailed town and city plans.
Paperback, 248 pages.
￡9.99
Mary Berry Cooks the Perfect
The nation’s best-loved home cook invites you to share the secrets of her favorite dishes. Mary Berry Cooks the Perfect features an all-new collection of 100 mouth-watering, simple recipes for any occasion. From delicious dinners such as Slow-Roast Shoulder of Lamb or Cottage Pie with Dauphinoise Potato Topping to special summer lunches such as Fiery Red Rice Salad and Summer Pudding, this is the perfect kitchen companion.
Hardback, 320 pages.
￡20.00 ￡16.99
Bradford’s Crossword Solver’s Dictionary
Anne Bradford has been editing her Crossword Solver’s Dictionary since 1957, so this latest edition is based on over 50 years of crossword solving! Every word in this dictionary has appeared as a solution to a real crossword clue. With easy-to-read clear text design, this is an invaluable reference for both difficult and quick crosswords.
Paperback, 896 pages.
￡12.99 ￡9.99
Computing for Seniors
This leading computer guide explains in easy steps how to use the Internet, email, Skype and online shopping, plus how to manage your computer settings safely and securely. Updated for Windows 8 and Office 2013, it also sets out to make Tablet PCs, touchscreens and apps easier to be used, to give you confidence in your computing skills.
Paperback, 240 pages.
￡10.99 ￡9.99
What can be expected from Mary Berry Cooks the Perfect?
| A．Easy cooking instructions. |
| B．How to make a perfect kitchen. |
| C．Tasty dishes from across the world. |
| D．How to cook a dinner in a secret way. |
What do Bradford’s Crossword Solver’s Dictionary and Computing for Seniors have in common?
| A．They have similar pages. |
| B．They are in paperback. |
| C．They are the first editions. |
| D．They have the same discount. |
Which of the following can be a guide for travelers?
| A．Computing for Seniors. |
| B．Mary Berry Cooks the Perfect. |
| C．Bradford’s Crossword Solver’s Dictionary. |
| D．Philip’s Complete Road Atlas Britain and Ireland. |
To pollute or not to pollute? That is the question. In order to survive, we all need to cause pollution. Factories that process the food we eat, clothes we wear, and cars we drive have to cause pollution. The environment has the ability to absorb our waste or the pollution, but its absorption ability has its limits. If the pollution level is higher than what the environment can cope with, then that's the time when pollution is bad.
If the pollution level becomes too high, human health can be affected badly. Then, the productivity level of the sick people is low and the economy suffers. The economy suffers not only because of the lost productivity of the people, but also because the government must pay for the damage the pollution has done to its people.
This is the reason why the government prefers taxation policy. Imposing（征收）a tax on firms that pollute the environment can be considered a good strategy, as long as the tax covers all the external costs or the cost of the damage the firm has created during production.
Taxation, if enforced（执行）really well, can make firms create a technology that may reduce pollution, if they find out that it will be cheaper than continuously paying the tax. The disadvantage of this policy, however, lies in the possibility that some big firms will find the tax cheap and then they will just produce more and pollute the environment more. If other small firms find the tax expensive, thus closing down, their production will be eaten up by those firms which can afford the tax.
Therefore, it is important that lawmakers in each country, when deciding to impose a tax on pollutant emissions, first review and analyze very carefully the real cost of the damage. We can infer from the first paragraph that
| A．for human beings pollution is unavoidable |
| B．it's not easy to figure out how bad pollution is |
| C．humans should reduce the use of everyday products |
| D．we can survive without causing pollution. |
The underlined word "absorb" here refers to”____”．
| A．reduce | B．fit in |
| C．avoid | D．deal with |
What is the second paragraph mainly about?
| A．The effects of pollution on human health. |
| B．The relationship between people and their government. |
| C．The effects of pollution on economic development. |
| D．The relationship between human health and economic development. |
Which of the following can be the result of imposing a higher tax according to Paragraph 3 ？
| A．Firms may reduce the prices of their products. |
| B．Firms may develop some environmental technology. |
| C．A big firm will be broken up into small firms. |
| D．A small firm will try to pass the tax on to consumers. |
Do you drink water that's been left sitting out overnight or even for another day? Have you noticed it tastes different?
Tap water that has been left to sit out slowly begins to acquire an off taste. Many people think that this is because of microorganisms(微生物). But that's not what makes old water taste not fresh. For that we can thank carbon dioxide. After about 12 hours, tap water starts to go flat as carbon dioxide in the air starts to mix with the water in the glass, lowering its pH and giving it an off taste. But it's most likely safe to drink.
However, back to those microorganisms. If you use a dirty glass day after day, there is more of a chance of bacteria making themselves known; a risk that increases if you share the glass with another mouth as well. But assuming you use a fresh glass every few days, you probably won't have a problem unless the glass has been touched by dirty fingers, and especially if those dirty fingers went unwashed after using the bathroom.
As for plastic water bottles that have been left out in the sun or in the car, step away from the bottle, warns Dr. Kellogg Schwab, director of the Johns Hopkins University Water Institute. "A chemical called bisphenol-A, or BPA, along with other things used to make plastic can leach(过滤) into your water if the bottle heats up or sits in the sun," he explains. BPA, as you probably know, has been linked to everything from heart disease to cancer.Schwab also adds that plastic used for commercial bottled water isn't meant to be washed or refilled, so use only one time and recycle. Or don't buy them at all; use refillable water bottles instead.
Tap water begin to acquire an off taste because of .
| A．BPA | B．the glass |
| C．the microorganism | D．carbon dioxide |
According to Paragragh 2 , tap water that's been left sitting out for 12 hours____.
| A．tastes better | B．is still safe to drink |
| C．contains few microorganisms | D．is most likely undrinkable |
What should we do with plastic water bottles that have been left out in the sun or in the car?
| A．Throw them away. | B．Refill them with fresh water. |
| C．Use them after they cool down. | D．Clean them and use them again. |
Which of the following is true about BPA?
| A．It is safe for people to use. |
| B．It is a kind of new material. |
| C．It can cause great harm to people. |
| D．It is the main material to make plastic. |
In October 2013, Davion Only made an appeal on the Internet. He had learned that his biological mothr had died not long before. ”My name is Davion and I've been in foster care (寄养照管) since I was born," he said, “but I'm not giving up hope. "
The heartbreaking appeal spread quickly, and Only's foster agency received calls from more than 10,000 people. Only ended up travelling to Ohio to live with a family. But after Only got into a physical fight with one of his elder would-be brothers, the family changed their minds.
Back in Florida, Only passed through four different temporary homes over the following year, until he called Connie Going, his adoption case worker, to make a special request. Only had known Going for nearly ten years, and had asked every year if she would adopt him, but she always hesitated. “I always believed there was a better family than us out there," Going said in an interview. But last July, when Only called and asked again if she might adopt him, Going said something felt different. "When he asked me, my heart felt this ache and I just
knew he was my son," she said.
So Going, 52, invited Only to start spending time with the rest of her family-her two daughters, Sydney, 21, and Carly 17, and a son Taylor, 14, who she also adopted out of foster care. Eventually, after seeing how well the arrangement was working, Going, who had rented a bigger home, started adopting Only. Only moved in with her family last December.He officially joined Going's family on April 22, 2015 when the adoption papers went through.
"Today, I feel blessed and honored to have been chosen to be the parent of all my children," Going said.
By making the appeal, Davion Only hoped that
| A．service in his foster agency would improve |
| B．his biological mother would come to him |
| C．a foster agency would accept him |
| D．he would be adopted by a family |
Davion Only didn't live with the family in Ohio because
| A．he hated living with them |
| B．they finally refused to accept him |
| C．he has received another invitation |
| D．he often fought with his would-be brothers |
What do we know from Paragraph 3?
| A．Davion Only had fun living in different homes. |
| B．Connie Going had cared about Davion Only for over ten years. |
| C．Davion Only had a strong desire to be adopted by Connie Going. |
| D．Connie Going believed she would give Davion Only what he wanted. |
After Davion Only joined Connie Going's family,
| A．Connie Going bought a bigger house |
| B．the four kids often had physical fights |
| C．Connie Going didn't regret her decision |
| D．another three kids were later adopted as well |
Victoria Avenue School supports the Walking School Bus initiative（倡议） a safe, healthy and fun way for children to walk to and from school, guided by a registered group of parents. If you and your child would be interested in joining one of our buses we would love to hear from you.
Bell Road route
This is a morning bus with over 30 walkers! The route is as follows: Starts at 14 Bell Road, down Scherf Road, crosses Portland Road into Ingram Street, left into Spencer Street then to school. Please call Vanessa McNaught at 5234529.
Lingarth / Mahoe route
This bus runs morning and afternoon. It departs from the corner of Combes Road and Lingarth Street at 8:10 am. There are two routes-one goes along Lingarth Street and the other along Mahoe Avenue and Manawa Road at 8:25 am. The bus continues up Manawa Road, turns right into Victoria Avenue, and goes down Dragon Drive. At the end of the school day all walkers meet at the bottom of Dragon Drive, leaving school at approximately 3:10 pm. Please contact Toko Kofoed tokofoed@gmail. com.
Shore Road route
We gather together at Hapua Reserve at 8:15 am and depart at 8:20 am. We walk along Shore Road to Stirling Street and then up Stirling Street to school. Please contact Nicky Hall nicky. hall@simpsongrierson. com.
Spencer Street starwalkers
The route begins at the crossing of Aldred Road and Spencer Street leaving at 8:20 am.The bus then crosses Glenbrook Street and continues along Spencer Street reaching the school. Please contact Victoria Nicholls victorian@ pascoes. co. nz.
Shera Road route
Currently this bus is not running. Those living in Shera Road, Leys Crescent and Portland Road are welcome to register your interest in taking this bus. We hope to have the bus running in the autumn, when it will travel along Portland Road, up Ingram Street and left into Spencer Street. Pease call Vanessa McNaught at 5234529.
Part of Bell Road route is similar to .
| A．Lingarth/Mahoe route |
| B．Shera Road route |
| C．Shore Road route |
| D．Spencer Street starwalkers |
In the afternoon, a student taking the bus of Lingarth/Mahoe route may go along .
| A．Combes Road Lingarth Street Mahoe Avenue Manawa Road |
| B．Combes Road- Mahoe Avenue Manawa Road Dragon Drive |
| C．Dragon Drive Victoria Avenue Manawa Road Mahoe Avenue |
| D．Dragon Drive Manawa Road Victoria Avenue Lingarth Street |
Who might be most interested in the text?
| A．Bus drivers. | B．Local walkers. |
| C．Tourists. | D．Parents. |
粤公网安备 44130202000953号