We have designed all our bank cards to make your life easier .
How to use your Nat West Servicecard .
As a Switch card , it lets you par for all sorts of goods and services , wherever you see the Switch logo(标志；标识). The money comes straight out of your account, so you can spend as much as you like as long as you have enough money ( or an agreed overdraft (透支) to cover it . It is also a cheque guarantee (担保 ) for up to the amount shown on the card . And it gives you free access to your money from over 31,000 each machines across the UK.
How to use your Nat West Cashcard
You can use your Cashcard as a Solo card to pay for goods and services wherever you see the Solo logo . It can also give you access to your account and your cash from over 31,000 cash machines nationwide . You can spend or withdraw (提取 ) what you have in you account , or as much as your agreed overdraft limit .
Using your cards abroad
You can also use your Servicecard and Cashcard when you＇re abroad . You can withdraw cash machines and pay for goods and services wherever you acc the Cirrus or Macatro logo displayed .
We take a commission charge (手续费 ) of 2.25% of cash withdrawal you make ( up to &4 ) and a commission .
Charge of 75 pence every time you use Maestro to pay for goods or services. We also apply a foreign-exchange transaction fee of 2.65%.
How to use your Nat West Credit Card
With your credit card you can do the following：
* Pay for goods and services and enjoy up to 56 days interest-free credit.
* Pay in over 24 million shops worldwide that display the Mastercard or Visa logos.
* Collect one AIR MILE for every ￡20 of spending that appears on your statement（结算单）.
（This does not include foreign currency or traveller’s cheques bought，interest and other charges.）
If you carry the Servicecard or the Cashcard.
| A．you can use it to guarantee things as you wish |
| B．you can draw your money from cash machines conveniently |
| C．you can spend as much money as you like without a limit |
| D．you have to pay some extra money when you pay for services in the UK |
If you withdraw ￡200 from a cash machine abroad，you will be charged .
| A．￡4 | B．￡4.5 | C．￡5.25 | D．￡5.3 |
Which of the following is TRUE about using your NatWest Credit Card?
| A．You have to pay back with interest within 56 days. |
| B．You will be charged some interest beyond two months. |
| C．You can use the card in any shop across the world. |
| D．You will gain one air mile if you spend ￡20 on traveller’s cheques. |
The purpose of the passage is to show you how to .
| A．play your cards right | B．use your cards abroad |
| C．draw cash with your cards | D．pay for goods with your cards |
The mother of the 13-year-old Dutch girl Laura Dekker, whose plans to make a solo sailing trip around the world have recently made world headlines, has spoken out against the trip. “It breaks my heart to think that because of this I could lose contact with my daughter,” she said in an interview. “I have never before made such a difficult decision. But I must accept the consequences. I would rather have a live daughter who I will never see again than a dead daughter.”
It is the first time that Laura’s mother, Babs Müller, has spoken out against the trip. Laura’s parents are divorced and the girl has lived with her father since she was six. Her father Dick Dekker supports Laura’s plans. However, the Dutch Child Protection Board has decided to place the girl under supervision (监督) for two months to ascertain whether she is mentally and physically capable of undertaking the journey.
Ms Müller says she is confident that Laura is technically capable of making the journey. “She can sail like the devil. That’s not the problem.” However, she is afraid of the problems a 13-year-old girl can encounter in the harbors of Third-World countries and of the psychological (心理上的) pressure of being alone for such a long period on the ocean. “The most important thing, in my eyes, is that she is not yet an adult.”
Ms Müller says she told Laura once before that she was opposed to the idea. Her daughter replied, “If you forbid me, you will have ruined my entire life. Then I’ll never want to see you again.” However, Laura’s mother says that reports that a camera team is planning to follow her around the world could change her opinion about the trip.Laura Dekker’s plans to sail solo around the world .
| A．made her parents divorce |
| B．have attracted wide attention |
| C．made her father unhappy |
| D．were a difficult decision to make |
It can be inferred that Laura Dekker and her mother .
| A．are angry with Dick Dekker |
| B．had a quarrel |
| C．lost touch with each other |
| D．are all good sailors |
We can learn that the Dutch Child Protection Board .
| A．will train Laura for two months |
| B．will help Laura realize her dream |
| C．cares about Laura’s safety |
| D．doesn’t believe in Laura at all |
What does the underlined part “opposed to” mean?
| A．Against. | B．Shocked by. |
| C．Beyond. | D．Satisfied with. |
American black bears appear in a variety of colors despite their name. In the eastern part of their range(地理分布区), most of these bears have shiny black fur, but in the west they grow brown, red or even yellow coats. To the north, the black bear is actually gray or white. Even in the same litter(窝), both brown and black furred bears may be born.
Black bears are the smallest of all American bears, ranging in length from 5 to 6 feet, weighing from 300 to 500 pounds. Their eyes and ears are small and their eyesight and hearing are not as good as their sense of smell. Like all bears, the black bear is shy, clumsy(笨拙的) and rarely dangerous. However, if cornered, me black bear can become a fearful enemy.
Black bears feed on leaves, roots, fruit, insects, fish and even larger animals. One of the most interesting characteristics of bears, including the black bear, is their winter sleep. Unlike many other animals, bears do not actually hibernate(冬眠). Although the bear does not eat during the winter months, its temperature remains almost normal, and it breathes regularly four or five times per minute.
Most black bears live alone, except during the mating season (交配李节). A litter of one to four cubs is born in January or February and they remain with their mother until they are fully grown or about one and a half years old. Black bears can live as long as thirty years in the wild, and even longer in game preserves set aside for them.
| A．Most of them have black fur. |
| B．Their fur color depends on their living range. |
| C．They change their fur color throughout their life. |
| D．They are always of the same fur color as their brothers. |
| A．smell | B．hearing |
| C．eyesight | D．taste |
| A．Their way of “hibernating” is unique. |
| B．They are able to live at most thirty years. |
| C．They are regarded as the smallest bear in the world. |
| D．The babies can soon live by themselves after birth. |
Last month, Justin Valdez, a college student, was shot in a subway station in San Francisco. The surveillance video(监控录像) showed that before Justin was killed, the killer pulled out his gun several times, and even wiped his nose with it. However, nobody noticed the killer. The surrounding passengers all focused on their cell phones.
We may see the same scene everywhere in our life: in subway stations, restaurants, elevators and so on, people are watching their cell phones. From a family reunion to a date with a friend, people couldn’t stop checking their twitter and facebook on the cell phones and ignoring the persons in front completely, Phubbing(低头症) not only involves young people, but also the elderly and kids.
“Phubbing” is a new term which comes from the words “phone’’ and “snub(冷落)”. It describes the habit of snubbing someone in favor of a cell phone. The word “phubbing” was included in the Australian National Dictionary in 2012. Obviously, the indifference冷漠) and rudeness of the information age are spreading globally. A Stop Phubbing campaign website has been set up. You can find the slogan of the website as follows: “stop twittering, stop posting photos…enjoy your food, enjoy the music and respect others.”
Phubbing appears harmless. However, it does influence our life. Jimmy, an epicure(美食家), wrote in his blog: “I can no longer focus on what I am eating since I started twittering. My skill of food photography has improved very fast, while my interest in food drops as a result.”
Let us put down our cell phones and re-enjoy the real taste of our food and the warmth of interpersonal communication.
| A．gun violence happens easily in the US |
| B．phubbing may lead to terrible disasters |
| C．the killer didn’t mean to kill him |
| D．the killer had made a careful plan |
| A．He will give you an immediate reply. |
| B．He will stop looking at his cell phone. |
| C．He will pay no attention to you. |
| D．He will be very angry with you. |
| A．phubbing is actually harmless |
| B．phubbing stops people enjoying their life |
| C．phubbing affects people’s eating habits the most |
| D．phubbing helps people improve their photographic skills |
| A．How the word “phubbing” came into being. |
| B．The popular campaign of stop phubbing. |
| C．The meaning of the word “phubbing”. |
| D．The great harm of phubbing. |
My heart was pounding faster while the drums were beating. It was my third year in the running. “And our winner…Miss Red Cliff 2008 is Number 183!”
I stood there, frozen. My mom brought me back to reality: “That’s you, Mariah!” As I walked to the speaker, the former Miss Red Cliff took the crown(花冠) from her head, and placed it on mine. My family surrounded me, taking pictures and congratulating me. Then my family and I danced around the arena(竞技场) with our heads held high. People came up to shake my hand and gave me flowers, kisses and hugs. Finally, with determination I had reached my goal—to travel on the pow-wow(a meeting of native Americans) trail in honor of my community.
Before I became Miss Red Cliff, I had to get to know someone well before I became sociable, but later I wasn’t like that anymore. That year I traveled to many pow-wows in Michigan, Canada and many other places. People told me that I was a respectful and responsible young lady. I felt very confident that I was doing a good job.
Being Miss Red Cliff was one of the best times in my teenage years. I hope one day I will watch my daughters or granddaughters dance behind the flag holders as they hold the Miss Red Cliff title.
| A．She couldn’t believe the fact that she had won the Miss Red Cliff title. |
| B．She didn’t remember her number. |
| C．She didn’t like the former Miss Red Cliff. |
| D．She thought someone had made a mistake. |
| A．represent her community to attend the pow-wows |
| B．dance around the arena with her families and friends |
| C．receive flowers, kisses and hugs from people |
| D．sing an honor song with the crown on the head |
| A．She loved to travel around. |
| B．She felt proud to be Miss Red Cliff 2008. |
| C．She was a sociable and responsible young lady. |
| D．She had tried to win this competition for years. |
| A．Mariah couldn’t believe it when she failed in the competition. |
| B．Mariah hoped to see more people in her family become Miss Red Cliffs. |
| C．Mariah’s success was all due to her families’ caring and encouragement. |
| D．It was a rewarding and unforgettable experience to become Miss Red Cliff. |
Teachers at American colleges and universities have many different teaching methods. Some teachers give homework and check the work every day, and students in their classes have to take many exams. Some teachers give only writing tasks. Some teachers always follow a course outline and usually use the textbook, while others send students to the library for tasks.
The atmosphere in some classrooms is very formal. Students call their teachers Professor Smith, Mrs. Jones and so on. Other classrooms have an informal atmosphere. Students and teachers discuss their ideas together. Teachers dress informally, and students call them by their first names. American teachers are different in their teaching styles.
At most American colleges and universities, libraries and learning centers can be used by students at any time. They can often use tape recorders, video machines and computers. They can buy books, notebooks and other things at campus stores. There are also services to students. They can get advice on their problems from their teachers. Colleges and universities usually offer facilities to students. Some schools have swimming pools and tennis courts. Most have fast food restaurants.
| A．never give their students any homework |
| B．give classes in the library |
| C．only ask their students to do some writing tasks |
| D．only give their students writing exams |
| A．students call their teachers Professor Smith, Mrs. Jones and so on |
| B．students exchange their ideas with their teachers |
| C．students have to take many exams |
| D．teachers wear business clothes |
| A．swimming pools |
| B．fast food restaurants |
| C．tennis courts |
| D．basketball courts |
| A．Teaching methods. |
| B．Teaching styles. |
| C．College facilities. |
| D．University dining rooms. |
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