In order to reduce the stress on the students， Nanjing No． 1High School has（1）　　a "mark bank"．The bank lets students "borrow" marks（2）　　they can pass exams， and then repay them in later tests．

    Here's（3）　　it works： The "mark bank" allows students to（4）　　marks if they fail the exam． But， just like real banks， it requires "clients （客户）" to pay back the loan （贷款） on time， with interest （利息）． So students have to pay for the loan by getting extra marks in future exams． Some teachers also allow the students to repay the bank（5）　　doing lab experiments or giving public speeches． Students who don't pay back their loans are blacklisted （列入黑名单） by the bank， just like in real life．

    "I was sick before the mid﹣term exams and missed several geography classes，" one student said， "I failed the exam， so I am glad the ‘mark bank' gave me a （6）　　to pass the exam．"

    （7）　　many people think the "mark bank" is a great idea， not（8）　　supports the idea． Education expert Xiong Bingqi， for example， believes（9）　　the "mark bank" is not proper， but thinks that it takes stress off the students． Others think that such an idea just causes students to be（10）　　in their studies．

（1）A． built	B． created	C． developed
（2）A． so that	B． if	C． when
（3）A． why	B． what	C．how
（4）A． borrow	B． lend	C． buy
（5）A． in	B． by	C．on
（6）A． place	B． time	C． chance
（7）A． Though	B． But	C． Because
（8）A． someone	B． everyone	C． anyone
（9）A． that	B． which	C．whether
（10）A． busier	B． smarter	C． lazier