If you want to stay out of debt（债务），you need to set a budget．First，know what you are spending your money on．Write down what you buy and how much you spend．You can use an app or a computer program．Then look at your information．First，write how much your food，housing，transportation，and other monthly bills like electricity cost．These are your needs．Then write your goals．These are any debts you have to pay and money you want to save．Then write the other things you enjoy．These are extras，such as going to restaurants，movies，or the gym．These are the things you like but don't need．How much do you spend on these extras each month？
Now look at your income．Your income is the amount of money you make each month．How much of it do you spend on needs，goals，and extras？One good rule is 50percent of your paycheck is for your needs．Pay for things in this order：needs first，goals second，and extras third．The first step in setting a budget is to know where your money goes．Then you can make payments，plan for your goals，and make good choices．
16．The underlined word"budget"in Paragraph 1means．
A．a method for how to borrow money
B．a plan for how to spend money
C．a suggestion on how to lend money
D．a test on how to use money
17．Which of the following does housing belong in according to the text？
A．Monthly income
B．Needs
C．Goals
D．Extras
18．How much is spent on restaurants according to the table？
A.1，050
B.750
C.550
D.300
19．How much of your income is spent on goals according to the chart？
A.20%
B.30%
C.50%
D.100%
The local people of La Gomera can carry on conversations by whistling（吹口哨） from far away． For face﹣to﹣face conversations，they Spanish．But when they need to speak over a distance（距离），they whistle．
La Gomera is a small island．This island is almost shaped like a circle．It is very mountainous．Walking from one place to another may be a slow and difficult job． That is why whistling is so useful to the local people． A message can easily be whistled over a couple of miles， while to travel that same distance on foot might take an hour．
A good whistler can be heard and understood five miles away．His whistling can be farther away when it is windless． It is said that the record is about nine miles．Anyone who a top whistler will agree that this record is quite possible．
A whistle travels farther than a shout， and is easier to understand． When a person shouts， he cannot pronounce his words well． But if a whistle is heard， it will be heard clearly
Whistling is popular at La Gomera， and many methods of whistling are used…
（1）How do people of La Gomera speak over a distance？
A． By shouting．
B． By whistling．
C． By travelling．
D． By recording．
（2）What can we know about La Gomera from Paragraph 2？
A． It is very mountainous．
B． It lies between two circles．
C． It is easy to travel there．
D． It is hard to find a job there．
（3）What helps a whistle travel farther？
A． A windless day．
B． A long distance．
C． A useful message．
D． A clear pronunciation．
（4）What will the writer talk about in the last paragraph？
A． Disadvantages of whistling．
B． Stories of a top whistler．
C． Different methods of whistling．
D． Examples of good whistlers．
Xiao Liuying is an old man living in a village near the Yangtze River． He used to be a fisherman． But now he is head of a voluntary（志愿的） team that cleans waste from the Yangtze river．
To protect finless porpoises（江豚） and the Yangtze River， the government has stopped people from fishing on the river．In 2019，Xiao Liuying formed the voluntary team with 12 other fishermen．Today the team has more than 50 members．All of them are over 60 years old． "We want to protect the river while we can，" said Xiao．
Every week， the team go along the river to collect waste and make sure no one is fishing on the river．Some of the waste they collect is sent to the disposalstation，while some that can be reused is sold．So far， they have cleaned over 50 tons of waste， Thanks to their hard work， the Yangtze River is getting clearer．
（1）How many members were there in the team when it was formed？
A．12．
B．13．
C．50．
D．62．
（2）What does the underlined word "disposal" in Paragraph 3 mean？
A．处理．
B．传播．
C．救护．
D．保养．
（3）What is the best title（标题） for the text？
A． Fishing on the Yangtze River．
B． Tons of Waste in the Yangtze River．
C． Reasons for Protecting the Yangtze River．
D． A Voluntary Team Protecting the Yangtze River．
In the past， I thought I was terrible at many things， such as math， French and science． Although I was good at drawing， I wasn't the best in my art class．I wanted to find out who I was，what I liked and how I could do it better．So， that winter，I took a notebook and kept my diary． When I filled that notebook，I started another one， and then another．
Keeping a diary helps a lot． Studies have shown that people who keep a diary sleep and feel better． It helps people remember what once happened such as dreams， friendships and happiness． Writing about bad feelings can also help brains get over themand move on． Personally， I learn better about myself and my relationships with others by keeping a diary．For example，when I am fighting with my dad， I'll try writing from his point and it works! If I want to compare myself with my classmates．I'll write something like，"I might not have clear skin， but I like my eyes．"
Right about now， you might be thinking： it sounds great， but I'm not a good writer； or I'd love to keep a diary， but my handwriting is terrible． Don't worry! Keeping a diary is not like doing your homework ﹣there are no rules， so do whatever feels best．
（1）What was the writer good at in the past？
A． Math．
B． French．
C． Science．
D． Drawing．
（2）What does the underlined word "them" refer to（指的是）？
A． Studies．
B． Bad feelings．
C． Friendships．
D． Brains．
（3）What is the second paragraph（段落） mainly about？
A． Reasons for fighting with Dad．
B． Rules of comparing with others．
C． Ways of having clear skin．
D． Advantages of keeping a diary．
Darrius was born with three fingers on his right hand and one on his left hand．He had to work hard to do things that were easy for others． Every time his classmates tried to help， he would say，"Thanks， but I can do it myself．" He learned to use the four fingers to do different things．
When Darrius was 10， he told his father that he liked piano（钢琴） music very much． "It's too bad you can't play，" his father said． But the boy took that as a challenge（挑战）．"I will show people that I can，" he said to himself．
Months later， a neighbour gave him an old piano when she moved away． He taught himself to play the piano and practised for hours a day．
Darrius's favourite piano music is River Flows in You by Yiruma，a Korean musician．It took Darrius a year to learn it．"I have to come up with my own way with only 4 fingers，" he said．When he succeeded，he felt so proud．Later he was lucky enough to play the music together with Yiruma at a famous concert hall! Yiruma encouraged Darrius to follow his dream of playing his own music， Darrius has made it．And his music is popular today．
"I may have a disability，" he says，"but I don't let it hold me back from anything．"
（1）What did Darrius take as a challenge at the age of 10？
A． Writing his music．
B． Playing the piano．
C． Giving a concert．
D． Visiting a hall．
（2）How long did it take Darrius to learn to play River Flows in You？
A． A year．
B． A month．
C． A day．
D． An hour．
（3）Who encouraged Darrius to follow his dream？
A． His classmate．
B． His father．
C． A neighbour．
D． A musician．
（4）What can we learn about Darrius from the text？
A． He has a strong will．
B． He bought himself a piano．
C． He gave up his dream．
D． He only plays others' music．
What Will You Do with A Dollar？
■ I will hide the dollar in the most beautiful place that I can find， and then create a map to the dollar． I hope someone will discover this map years later and have a magic travel to go on．
Philip Stockton
■ I will buy a cup of coffee for the most successful person in New York and ask for his/her secret of success．
Patrick Martine
■ A single dollar gets me almost nothing， so I will get my friends together and ask each of them to give a dollar． We will give an open﹣air concert in our town． I hope the show can brighten the day of the town．
David Andrew
■ In my travels， I find people need clean drinking water most． I once saw in Africa 40 to 50 people travel 25 miles for water． So I will use the dollar to provide free drinking water for people in need．
Ben Harrison
Follow us on https：∥justforfun．com/art of living for more．
（1）What will Patrick Martine do with a dollar？
A． To create a tourist map．
B． To go on a magic trip．
C． To ask for the secret of success．
D． To give an open﹣air concert．
（2）Who wants to help people in need of free drinking water？
A． Philip Stockton．
B． Patrick Martine．
C． David Andrew．
D． Ben Harrison．
（3）Where does the text probably come from？
A． A film magazine．
B． A science report．
C． A website．
D． A travel guide．
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