If you want to stay out of debt（债务），you need to set a budget．First，know what you are spending your money on．Write down what you buy and how much you spend．You can use an app or a computer program．Then look at your information．First，write how much your food，housing，transportation，and other monthly bills like electricity cost．These are your needs．Then write your goals．These are any debts you have to pay and money you want to save．Then write the other things you enjoy．These are extras，such as going to restaurants，movies，or the gym．These are the things you like but don't need．How much do you spend on these extras each month？
Now look at your income．Your income is the amount of money you make each month．How much of it do you spend on needs，goals，and extras？One good rule is 50percent of your paycheck is for your needs．Pay for things in this order：needs first，goals second，and extras third．The first step in setting a budget is to know where your money goes．Then you can make payments，plan for your goals，and make good choices．
16．The underlined word"budget"in Paragraph 1means．
A．a method for how to borrow money
B．a plan for how to spend money
C．a suggestion on how to lend money
D．a test on how to use money
17．Which of the following does housing belong in according to the text？
A．Monthly income
B．Needs
C．Goals
D．Extras
18．How much is spent on restaurants according to the table？
A.1，050
B.750
C.550
D.300
19．How much of your income is spent on goals according to the chart？
A.20%
B.30%
C.50%
D.100%
Good morning, class!
We know that there are too many net bars around us. The Internet is popular and it makes our lives colorful. Many of us like going online very much because we can learn how to use the computer and get more information from the Internet. We can learn English. We can read some good newspapers and magazines. It can make us clever in playing computer games. We can send E-mails to our friends quickly. We can chat(聊天) freely online with our friends. It can help us get in touch with people from all over the world.
But some students spend too much time in playing computer game and some stay in the net bars all day and all night. Teenagers even get to have boyfriends or girlfriends online. They write too many letters to each other. It takes them too much time to chat online so they do worse and worse in their lessons and they don’t study well any more. I think we mustn’t get online when it is time for us to study. We can do it in summer or winter holidays. We should get online with adults(成人)--our teacher or parents.
At the same time, if we have lots of free time, we can do some out-of-class activities at school. We usually have activities from 4:50 to 5:50 in the afternoon. We have different kinds of activities. If you are interested in sports, you can play basketball or football. We can go to the English Corner. We can practice talking in English there. We hope we can spend more time on our subjects or on such activities that we can learn a lot from and less time on the Internet.
Thank you for listening to me. That’s all.
| A．going online |
| B．how to communicate with others |
| C．how to spend our free time |
| D．different kinds of activities |
| A．helpful and important |
| B．enjoyable and interesting |
| C．enjoyable but expensive |
| D．different kinds of activities |
| A．Sending E-mails |
| B．Reading newspapers and magazines online |
| C．going online with adults |
| D．Spending all day in the net bars |
| A．gives us lots of information |
| B．makes our studies worse |
| C．makes us more clever |
| D．is harmful to our health |
| A．There are too many net bars in the cities. |
| B．We can learn English from the Internet. |
| C．We mustn’t get online when we are studying at school. |
| D．We cannot do out-of-class activities from 4:50 to 5:50 p.m. |
Decisions, decisions! Our lives are full of them, from the small ones to the life-changing. The right to choose is central to everyone. Yet sometimes we make bad decisions that leave us unhappy or full of regret. Can science help?
Most of us know little about the mental processes that lie behind our decisions. Luckily, what psychologists(心理学家)are finding may help us all make better choices. Here are some of their amazing discoveries to help you make up your mind.
Consider your emotions. You might think that emotions are the enemy of decision making, but in fact they are a part of it. Whenever you make up your mind, your brain’s emotional centre is active. University of Southern California scientist, Antonio Damasia, has studied people with damage to only the emotional parts of their brains , and found that they were unable to make basic choices about what to wear or eat. Damasia thinks this may be because our brains store emotional memories of past choice, which we use to help the present decision-making.
However, making choices under the influence of an emotion can greatly affect the result. Take anger, for example. A study by Nitika Garg of the University of Mississippi and other scientists found the angry shoppers were more likely to choose the first thing they were offered rather than considering other choices. It seems that anger can lead us to make quick decisions without much thinking.
All emotions affect our thinking and motivation（动机），so it may be best to avoid making important decisions under their influence. Yet strangely there is one emotion that seems to help us make good choices. The American researchers found that sad people took time to consider the various choices on offer, and ended up making the best choices. In fact many studies show that people who feel unhappy have the most reasonable view of the world.According to the text, what may help us make better decisions?
| A．To think about happy times. |
| B．To make many decisions at a time. |
| C．To stop feeling regretful about the past. |
| D．To learn about the process of decision-making. |
What does the underlined word “central” mean?
| A．中心的 | B．中央的 | C．起决定作用的 | D．后悔的 |
Damasia’s study suggests that ________.
| A．emotions are the enemy of decision making. |
| B．our brain has nothing to do with decision making. |
| C．people with physical damage find it hard to make up their minds. |
| D．our emotional memories of past choices can affect present decisions. |
Why are angry shoppers more likely to choose the first thing they are offered?
| A．They often forget their past choices. |
| B．They make decisions without much thinking. |
| C．They tend to save time when shopping. |
| D．They are too angry to bargain. |
What do we learn from the text?
| A．Emotions are a part of decision-making. |
| B．Sad people always make worse choices. |
| C．No emotion seems to help us make good choices. |
| D．Only sad feeling affect our thinking and motivation. |
Once upon a time all feelings went to an island for a vacation, and each was having a good time. Suddenly, a warning of a strong storm was announced ,so all rushed to their boats. Yet, Love did not wish to run away quickly. There was so much to do. But as the clouds darkened, Love realized it was time to leave. But there were no boats to spare. Love looked around with hope.
Just then Richness was passing by Love in a grand boat. Love shouted, "Richness, can you take me with you?" Richness answered, "No, I can't. There is a lot of gold and silver in my boat. There is no place here for you."
Love decided to ask Vanity(虚荣) who was also passing by in a beautiful boat for help, But Vanity said with a cold voice, “No, I can’t take you with me. My boat will get dirty with your mummy feet.”
Sorrow passed by after some time. Again, Love asked for help. But it was useless. “No, I can’t take you with me. I am so sad. I want to be by myself.”
When Happiness passed by a few minutes later, Love again called for help. But Happiness was so happy that it hardly concerned about anyone else.
Love was growing restless and hopeless. Just then somebody called out, “Come, Love, I will take you with me.” Love did not know who was being so kind, but jumped onto the boat happily.
After getting off the boat, Love met Knowledge. Love asked, “Knowledge, do you know who was so kind to give me a lift when no one else wished to help?”
Knowledge smiled, "Oh, that was Time,"
"Time?" asked Love. "But why did Time help me?" Knowledge smiled with deep wisdom and answered, "Because only Time is capable of understanding how valuable Love is."According to the passage, which one did not go to an island for a vacation?
| A．Love. | B．Richness. | C．Vanity | D．Knowledge |
Which word has the same meaning as “Sorrow”?
| A．Worry | B．Anger | C．Sadness | D．Smile |
Other feelings passed by Love in their boats one by one. Which is the right order according to the passage?
| A．Richness→Vanity→Sorrow→Happiness→Time |
| B．Richness→Happiness→Sorrow→Vanity→Time |
| C．Time →Richness→Vanity→Sorrow→Happiness |
| D．Richness→Happiness→Vanity→Sorrow→Time |
What can we learn from the passage?
| A．When we are rich, we may pay more attention to Love. |
| B．All the feelings are important in our life except Love. |
| C．As time goes by, we can realize the importance of Love. |
| D．When we are in happiness and sorrow, we shouldn’t remember Love. |
What’s the best title for the passage?
| A．the Importance of Love. | B．Feelings on the Island. |
| C．Helpless Love. | D．Helpful Time. |
The more books you read, the better your life will be. If you don’t believe me, please consider the following reasons to read more books. 
You will have strong brain power .Studies suggest reading makes you smart. Unlike watching television, which requires no thought process（过程）, reading is an active learning experience that will keep your mind sharp (even in old age).
You will travel to a new world . Sometimes our daily life can start to get boring . At times like this, I like to dive into a good fiction book, where I can forget about whatever problems are stressing me out. I’ll come back refreshed after my mini-vacation to a fresh and exciting place in the world of words.
You will improve your vocabulary . The more words you’re able to use, the better you will become at expressing your thoughts and feelings. I couldn’t imagine how I would write articles like this if I didn’t actively aim to improve my vocabulary, because using the same few words to express myself would get awfully boring in a hurry.
You will entertain yourself at a low price .If you’re looking for entertainment without much money, reading is your best choice. Thanks to the popularity of electronic reading devices(设备), it’s never been easier to entertain yourself for hours at a time, for the low cost of a few dollars.
You will discover surprising new ideas. Reading introduced me to concepts （概念）like mindful eating, relaxation exercises, and the importance of loving yourself. If I didn’t read, I wouldn’t realize these ideas. If you don’t read, you will miss many surprising new ideas.
You will become an expert（专家） in your field . Don’t you think reading articles and books by experts in your field might make you better at what you do? If you don’t learn more about your profession, then your lack of passion could be a sign that you’re in the wrong field.
I firmly believe that reading has changed my life . I hope these reasons can encourage you to read more books.How many reasons are mentioned in the passage?
| A．five | B．six | C．seven | D．eight |
What kind of books does the writer read when he feels bored?
| A．science book | B．fiction book | C．history book | D．story book |
Which of the following is NOT ture according to the passage?
| A．Reading is an active learning experience. |
| B．Electronic reading devices make it easier to entertain yourself at a high price. |
| C．If you don’t read, you will miss many surprising new ideas. |
| D．The writer firmly believes that reading has changed his life . |
From the passage we know that ___________________.
| A．Studies suggest watching TV makes you smart. |
| B．The fewer words you’re able to use, the better you will express yourself. |
| C．The more books you read, the better your life will be. |
| D．Reading won’t change your life. |
What’s the purpose of the writer in the passage?
| A．He wants to travel to a new country. |
| B．He wants to become a reporter. |
| C．He wants to find a good job. |
| D．He wants to encourage readers to read more books. |
Summer vacations should be relaxed for students. However, many of them use the opportunity to take part in summer project. 
Xu Dan,a 15-year-old girl , loves vacations because it means she can spend more time volunteering. She believes that volunteering has cts instead. changed her life and made her a better person.
Two years ago, Xu was a shy girl. One day, she saw a group of volunteers picking up trash in the street. Since she had no plans for the summer vacation and wanted to make some friends, she decided to join them.
“I used to think volunteering was nothing more than picking up trash. Now I know that the aim of volunteer work is helping others and gaining self-esteem(自尊),”Xu says. Her volunteering schedule is full: teaching migration workers’(外来务工人员) children English from Mondays to Fridays, picking up trash on Saturdays, and visiting old people on Sundays.
For Xu, visiting old people is the most meanful activity. “I help them clean their homes and cut their hair. I talk to them and listen to their life stories. These are just small things, but every time I help others I feel more confident about myself,” Xu says.
According to Xu, the positive energy(正能量) from volunteering influences the way she deals with people and sees the world. “I can see things from other people’s point of view and look at things more positively. I think I’m going to hold on to it all my life.” she says.Xu Dan loves to spend more time_______ during vacations.
| A．studying | B．reading | C．traveling | D．volunteering |
When did Xu Dan start volunteering?
| A．When she was 14 years old. | B．When she was 15 years old. |
| C．Two years ago | D．Three years ago. |
Why did Xu Dan decide to join volunteers at first?
A. She didn’t have any plans for the summer vacation
B. She wanted to make some friends
C. She wanted to get more experiences.
D. Both A and B.What does Xu Dan do on Sundays according to her volunteering schedule?
| A．She visits sick people. |
| B．She visits old people |
| C．She picks up trash . |
| D．She teaches migration workers’ children English . |
Which of the following is NOT ture according to the passage?
| A．Xu Dan believes that volunteering has changed her life. |
| B．Xu Dan used to think volunteering was just picking up trash. |
| C．Xu Dan thinks teaching English is the most meanful activity. |
| D．Xu Dan will continue volunteering. |
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