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Maybe you always wonder why your pocket money disappeared so quickly. Well, this may be ______ you don’t have a careful plan. If you try a budget(预算)for your pocket money, you will find you can stop money from going so fast.
A budget is a plan to control where your money_______. Careful budge can help you save for the things you want but can’t pay for just now.
Useful or not? Look at the following before you start your budget:
Every week there are things we have to pay for, _______ school lunches and buses. There are also things we would like to spend money on—Just for fun! All these are _______ expenses.
Since we can’t have money for everything, we have to make______. We need to ask if we really need something or just want it. Needs(必需品) are_____ you must have in order to live, like food and water. Wants are things you would like to have or do, but not necessary. For example, CDs and cartoons.
______ what you must spend on needs—and if there is money left, you will save for things you really want. This is _____ a budget.
If you don’t have enough money for what you need, you may have to give up one for the other.
No budget is fixed. Keep an eye on______. Maybe you wanted a cartoon book but now you want an MP3______. Your needs may change into wants, or your wants may change into needs.