A lack of self-respect can prevent you from fulfilling your potential and developing healthy relationships. Here are some steps to help you know how to respect yourself.__________ The qualities that we respect vary from person to person, and the way we express it varies from culture to culture. Generally, we respect people who have more experience and are more accomplished than ourselves. But there is also a basic level of respect that most people will agree is a right, and does not need to be earned. So think about what it means to respect others. Here are some widely agreed-upon signals of respect: You don’t steal from, harm, or insult them; you are honest with them; you listen to what they say, consider their opinions, and avoid interrupting them.
__________ We often do things for ourselves that we would never dream of doing for someone we care about. Whatever you believe to be respectful, apply it to yourself. Don’t harm yourself. Don’t insult yourself. Don’t steal from yourself. Be honest with yourself. Develop your own opinions and don’t be afraid to stand by them.
__________ A person with self-respect doesn’t allow others to treat them badly, and would rather not be around someone who is disrespectful. This might seem obvious, but there are many times when we accept being treated badly. When someone doesn’t give you basic respect, you need to be able to say, in one way or another, “You just disrespected me and that’s not acceptable!
If you don’t respect me, I won’t spend time with you any more.” Can you say that, and mean it?
Can you turn your back on someone who’s clearly shown that they don’t respect you? Once you do, you’ll feel your sense of self-respect go up.__________ When you make an effort to keep your body in good working order, you’ll not only feel better physically, but also feel a sense of pride. Respecting your body also means not insulting it for what it is, naturally. Make an effort to get fit and stay healthy. Focus on the things you can change and improve, and do them because it feels good.
__________ The more you know about yourself, the more you’ll see and appreciate how unique you really are. And you’ll respect yourself more. Discover your principles, personality, and talents. Stop waiting for other people’s approval and start developing your own standards. Develop a unique and original way of expressing your opinions while at the same time being a good listener.
| A．Get to know yourself. |
| B．Take care of your body. |
| C．Practice basic respect towards yourself. |
| D．Be honest with yourself and with others. |
E. Think about what it means to respect someone.
F. Recognize when people disrespect you and take steps to stop it.
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Many people admit that they aren't prepared financially for life's unexpected challenges and emergencies. If your New Year's decision is to become more financially prepared for a“rainy day”the following tips are helpful for you to save,
Start saving now.
Set specific savings goals and break them down to a set dollar amount to save each paycheck. Save at least a small portion of each paycheck and remain committed to saving, and then look for ways each month to increase the amount.
One of the simplest ways to find money to put toward your rainy day fund is to keep a close eye on where your money is being spent. For two or three months, try keeping track of every expense, including small ones. Once you have a better idea of where your money is going, make a budget that includes a spending and savings plan.
Make saving automatic.
If your goal is to save $5,000 this year, calculate the amount you'll need to save from each paycheck, then arrange to have it automatically saved into your savings account each time you get paid. Visit your bank branch and ask a banker if you can set up automatic transfers into your savings account.
Go on a spending diet.
Avoid spending any money on non-essentials for 30 days and challenge yourself to save as much as you can to put toward your rainy clay fund. Then make a list and determine not to spend on these items for one month,
| A．Track your spending. |
| B．Put your savings to work. |
| C．Do remember: Actions always speak louder than words. |
| D．The important thing is to start saving now, no matter how little. |
E. Treat your rainy day account like you'd treat any other financial obligation（债务).
F. Review your budget at the end of every month and determine if your spending is in line with your p1an.
G. Review your budget and identify extra or non-essential expenses, such as eating out, shopping. entertainment, etc.
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A good book can be satisfying. If reading is a habit you’d like to get into, there are some ways to develop it.
Realize that reading is enjoyable if you have a good book. If you have a difficult book and you are forcing yourself through it, it will seem like a task. _____
Set time. You should have some time during every day when you’ll read for at least 5 to 10 minutes. ______ For example, make it a habit to read during breakfast and lunch and even dinner if you eat alone.
Always carry a book. ______When I leave the house, I always make sure to have my car keys and one book at hand. The book stays with me in the car, and I take it into the office and to appointments and pretty much everywhere I go.
_____ Find a place in your home where you can sit in a comfortable chair. Don’t lie down unless you’re going to sleep. There shouldn’t be a television or a computer near the chair, and no music or no noisy family members/ roommates. If you don’t have a place like this, create one.
Reduce television/ the Internet. If you really want to read more, try cutting back on time on TV or the Internet. _____But remember: every minute you reduce of the Internet/ TV, you could use for reading. This could create hours of book reading time.
| A．Wherever you go, take a book with you. |
| B．Go to bookstores. |
| C．Have some good tea or coffee while you read. |
| D．Find a quiet place. |
E. This may be difficult for some people.
F. If this happens, give up the book and find another one that you’ll really love.
G. It means you will read no matter how busy you are.
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We are all called upon to make a speech at some point in life, but most of us don’t do a very good job.
So, you have to give a speech and you are terrified. You get nervous, you forget what you want to say, you stumble over words, you talk too long, and you bore your audience. Later you think, “Thank Goodness, it’s over. I’m just not good at public speaking. I hope I never have to do that again.”
Cheer up! Here are some simple steps to take the pain out of speech making. Ask yourself the purpose of your speech. What is the occasion? Why are you speaking? Then, gather as many facts as you can on your subject. Spend plenty of your time doing your research. Then spend plenty of your time organizing your material so that your speech is clear and easy to follow. Use as many examples as possible, and use pictures, charts, and graphs if they help you make your points more clearly.
Don’t talk over their heads, and don’t talk down to them. Treat your audience with respect. They will appreciate your thoughtfulness.
Just remember: Be prepared. Know your subject, your audience, and the occasion. Be brief. And be yourself. Let your personality come through so that you make person-to-person contact with your audience. If you follow these simple steps, you will see that you don’t have to be afraid of public speaking. In fact, you may find the experience so enjoyable that you volunteer to make more speeches ! You’re not convinced yet?
| A．It doesn’t have to be that bad. |
| B．Take several deep breaths before your speech. |
| C．This article gives some advice on how to give good speech. |
| D．Say what you have to say and then stop. |
E. Don’t say what you aren’t familiar with.
F. Never forget your audience.
G. Give it a try and see what happens.
Parents should help their children understand money．so you may start tallking about money when your child shows an interest in buying things,candy or toys,for example．
1． The basic function of money
Being explaining the basic function of money by showing how people trade money for goods or services． it’s important to show your child how money is traded for the thing he wants to have．If he wants to have a toy, give him the money and let him hand the money to the cashier ．when your child grows a bit older and understands the basic function of money, you can start explaining more complex ways of using money．
2．Money lessons
Approach money lessons with openness and honesty．If you must say no to a child’s request to spend money, explain,‖You have enough toy trucks for now． Or,if the request is for many different things, say． ―You have to make a choice between this toy and that toy．
3．
Begin at the grocery store． Pick put similar brands of a product—a name brand butter and a generic(无商标产品),for example． You can show your child how to make choices between different brands of a product so that you can save money． If he chooses the cheaper brand, allow him to make another purchase with the money saved．Later,you may explains how the more expensive choice leaves less money for other purchases．
| A．Wise decisions |
| B．The value of money |
| C．Permit the child to choose between them |
| D．Tell your child why he can ---or cannot---have certain things |
E． Ask yourself what things that cost money are most important to you
F． Talk about how the money bought the thing after you leave the toy store
G． The best time to teach a child anything about money is when he shows an interest
Britain’s high streets are dying slowly
Twenty years ago, the prosperous high street(繁华商业区) was the heart of most cities．It was crowded with customers．Nowadays, high streets are declining, with very few shops and shoppers．With about 14 shops down every day, Britain’s high streets are dying little by little.
It’s fairly easy to understand．To start with, people are spending less because of the economic recession(衰退)．On top of that, more and more people are using the Internet to do their shopping．And it is not easy for shopkeepers in the high streets, either．
Finally, there are the out-of-town retail parks with free car parking that sell just about everything at very low prices.
What can be done? Prime Minister David Cameron has hired Mary Portas, a British business woman and star of TV show Mary Queen of Shops, to bring some life back into Britain’s high streets．She’s talked about creating “magnets(磁石)” to attract people back to the centre． In one town, a bicycle rickshaw(人力车) service is delivering people’s shopping to their homes．
where children can be cared for while parents are shopping.
Members of the public have also voiced their opinions．“My ideal shopping center is one where there’s a wide selection of attractive looking shops, with cheap parking and good public transport links,” said a 28-year-old man．“I’d like to see Night Shopping evenings where shops are open through to 10 pm or later,” said a 22-year-old girl.
| A．They have to pay increasing high rents. |
| B．But he is not the only one to solve the problem. |
| C．But that’s all changed. |
| D．In another town, they set up night shopping centers, |
E． In another town, they set up a nursery,
F． They can make a fortune overnight.
G． Why are high streets in such a desperate situation?
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