How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.
Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.
Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!
Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.
Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.
Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.
Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.
These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.How does Tony advise you about saving money?
| A．By keeping money in a bank. |
| B．By putting money in a wallet. |
| C．By making it easy to get your money. |
| D．By buying little things. |
According to Billy, if you want to buy something expensive, you’d better_________.
| A．wait at least a month |
| B．make sure it’s necessary |
| C．wait until it’s for sale |
| D．ask somebody for help |
According to the passage, Steve is the person who _______.
| A．didn’t carry any money |
| B．can’t wait to spend his money now |
| C．didn’t use to buy anything in a store |
| D．doesn’t spend money quickly and carelessly now |
Where is the passage most probably from?
| A．A dictionary | B．The instructions | C．A newspaper | D．An advertisement. |
The writer wrote the passage in order to ask teens to_______.
| A．make major purchases |
| B．save 100% of their money |
| C．spend all their savings regularly |
| D．save money regularly as well as spending |
Xiao Liuying is an old man living in a village near the Yangtze River． He used to be a fisherman． But now he is head of a voluntary（志愿的） team that cleans waste from the Yangtze river．
To protect finless porpoises（江豚） and the Yangtze River， the government has stopped people from fishing on the river．In 2019，Xiao Liuying formed the voluntary team with 12 other fishermen．Today the team has more than 50 members．All of them are over 60 years old． "We want to protect the river while we can，" said Xiao．
Every week， the team go along the river to collect waste and make sure no one is fishing on the river．Some of the waste they collect is sent to the disposalstation，while some that can be reused is sold．So far， they have cleaned over 50 tons of waste， Thanks to their hard work， the Yangtze River is getting clearer．
（1）How many members were there in the team when it was formed？
A．12．
B．13．
C．50．
D．62．
（2）What does the underlined word "disposal" in Paragraph 3 mean？
A．处理．
B．传播．
C．救护．
D．保养．
（3）What is the best title（标题） for the text？
A． Fishing on the Yangtze River．
B． Tons of Waste in the Yangtze River．
C． Reasons for Protecting the Yangtze River．
D． A Voluntary Team Protecting the Yangtze River．
In the past， I thought I was terrible at many things， such as math， French and science． Although I was good at drawing， I wasn't the best in my art class．I wanted to find out who I was，what I liked and how I could do it better．So， that winter，I took a notebook and kept my diary． When I filled that notebook，I started another one， and then another．
Keeping a diary helps a lot． Studies have shown that people who keep a diary sleep and feel better． It helps people remember what once happened such as dreams， friendships and happiness． Writing about bad feelings can also help brains get over themand move on． Personally， I learn better about myself and my relationships with others by keeping a diary．For example，when I am fighting with my dad， I'll try writing from his point and it works! If I want to compare myself with my classmates．I'll write something like，"I might not have clear skin， but I like my eyes．"
Right about now， you might be thinking： it sounds great， but I'm not a good writer； or I'd love to keep a diary， but my handwriting is terrible． Don't worry! Keeping a diary is not like doing your homework ﹣there are no rules， so do whatever feels best．
（1）What was the writer good at in the past？
A． Math．
B． French．
C． Science．
D． Drawing．
（2）What does the underlined word "them" refer to（指的是）？
A． Studies．
B． Bad feelings．
C． Friendships．
D． Brains．
（3）What is the second paragraph（段落） mainly about？
A． Reasons for fighting with Dad．
B． Rules of comparing with others．
C． Ways of having clear skin．
D． Advantages of keeping a diary．
Darrius was born with three fingers on his right hand and one on his left hand．He had to work hard to do things that were easy for others． Every time his classmates tried to help， he would say，"Thanks， but I can do it myself．" He learned to use the four fingers to do different things．
When Darrius was 10， he told his father that he liked piano（钢琴） music very much． "It's too bad you can't play，" his father said． But the boy took that as a challenge（挑战）．"I will show people that I can，" he said to himself．
Months later， a neighbour gave him an old piano when she moved away． He taught himself to play the piano and practised for hours a day．
Darrius's favourite piano music is River Flows in You by Yiruma，a Korean musician．It took Darrius a year to learn it．"I have to come up with my own way with only 4 fingers，" he said．When he succeeded，he felt so proud．Later he was lucky enough to play the music together with Yiruma at a famous concert hall! Yiruma encouraged Darrius to follow his dream of playing his own music， Darrius has made it．And his music is popular today．
"I may have a disability，" he says，"but I don't let it hold me back from anything．"
（1）What did Darrius take as a challenge at the age of 10？
A． Writing his music．
B． Playing the piano．
C． Giving a concert．
D． Visiting a hall．
（2）How long did it take Darrius to learn to play River Flows in You？
A． A year．
B． A month．
C． A day．
D． An hour．
（3）Who encouraged Darrius to follow his dream？
A． His classmate．
B． His father．
C． A neighbour．
D． A musician．
（4）What can we learn about Darrius from the text？
A． He has a strong will．
B． He bought himself a piano．
C． He gave up his dream．
D． He only plays others' music．
What Will You Do with A Dollar？
■ I will hide the dollar in the most beautiful place that I can find， and then create a map to the dollar． I hope someone will discover this map years later and have a magic travel to go on．
Philip Stockton
■ I will buy a cup of coffee for the most successful person in New York and ask for his/her secret of success．
Patrick Martine
■ A single dollar gets me almost nothing， so I will get my friends together and ask each of them to give a dollar． We will give an open﹣air concert in our town． I hope the show can brighten the day of the town．
David Andrew
■ In my travels， I find people need clean drinking water most． I once saw in Africa 40 to 50 people travel 25 miles for water． So I will use the dollar to provide free drinking water for people in need．
Ben Harrison
Follow us on https：∥justforfun．com/art of living for more．
（1）What will Patrick Martine do with a dollar？
A． To create a tourist map．
B． To go on a magic trip．
C． To ask for the secret of success．
D． To give an open﹣air concert．
（2）Who wants to help people in need of free drinking water？
A． Philip Stockton．
B． Patrick Martine．
C． David Andrew．
D． Ben Harrison．
（3）Where does the text probably come from？
A． A film magazine．
B． A science report．
C． A website．
D． A travel guide．
Remember when you were a little child trying to learn to walk？
First， you had to learn how to balance （平衡） yourself and stand． You fell down， and then got back up． You laughed sometimes and cried at other times． After much practice， you finally learned how to balance yourself． You got much pleasure from this new feeling of power﹣you'd stand everywhere you could． It was a happy time﹣you did it!
Now the next step﹣walking． You'd seen others do it． It didn't look that hard﹣just move your legs while you were standing． Wrong﹣more difficult than you ever imagined． But after you tried again and again and again， you understood how to walk．
If people found you walking， they cheered， "Oh， look at what the kid is doing．" This encouraged you!But look back on those days when you were the little child﹣how many times did you try when no one was watching， or when no one was cheering？ You couldn't wait for someone to encourage you to take the next steps．You learned how to encourage yourself．
So， keep trying and encouraging yourself as you learned to walk if you want to succeed in doing something．
（1）What is the first step in learning to walk？ （不超过15个词）
（2）When did you understand how to walk？ （不超过15个词）
（3）What should you do if you want to succeed in doing something？ （不超过15个词）
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