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Lower Risk with the Potential for High Returns—NOW
You Can Have the Best of Both Worlds
in Investment Portfolio Fund!
To reduce the risk of exposing your money to the ups and downs of direct investment into shares，your money will be spread across a wide range of investments from all over the world with the aim of achieving steady long term growth．This has always been the aim of our long established and highly successful Investment Portfolio Fund，made up of a balanced selection of different investments as explained by the chart below．
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To manage these investments，we rely on no less than five leading fund managers with proven expert skill as specialist in their chosen investment fields. With their different approaches to investment, these five fund managers have been specially selected by Marks and Spencer Financial Services as we believe they will exchange their opinion with each other perfectly in meeting our overall aim for the fund of consistent growth. This balanced management approach, not only gives the potential to achieve better results than market averages in individual industry but also allows quick reactions to protect your interests in the event of market downturns.
So who are the fund managers selected to look after your Investment Portfolio Investment and what exactly will they be doing on your behalf?
BARCLAYS GLOBAL INVESTORS LTD
BGI have been chosen to track the FTSE A1l Share Index (指数)．For this，they have put together a portfolio of shares which closely resembles the UK equity market as a whole．
BAILLE GIFFORD
EBG will be looking for companies that can offer excellent growth chances．
GMO WOOLLEY LTD
Their expert skill is in finding companies which they believe are valued at less than they are worth．In this，they have developed advanced research methods to identify under-valued companies．
CLAY FlNLAY
By looking at global political and economic trends as well as individual companies，Clay Finlay can identify international market opportunities and especially select companies with strong growth chances．
ROTHSCHILD ASSET MANAGEMENT
Rothschild aims to add stability and income to the Fund by investing in government bonds(公债)and other fixed interest securities．
And with Marks&Spencer Financial Services, you'll also have the reassurance that your interests will be looked after by a name you know you can really trust for quality，honesty and value every step of the way．
It all adds up to a tremendous opportunity for savers looking for a lower risk way to make more of their money with the extra boost to their profit potential of saving tax free through an ISA，so what are you waiting for?
1．The text is most likely to be found in ．
A．a scientific research report B．a travel magazine
C．a weekly newspaper D．a geography textbook
2．Who will be most interested in reading the advertisement?
A．Accountants． B．Students．
C．Investors． D．Professors．
3．What is the function of Investment Portfolio Fund?
A．Exposing your money to the ups and downs of the direct investment into shares．
B．Helping lower risk with the potential for higher returns．
C．Hiring no less than five leading fund managers．
D．Giving a detailed description of balanced management requirement．
4．Which of the following statements is NOT true according to the text?
A．The five fund managers with different approaches to investment can cooperate with each other perfectly．
B．Marks&Spencer Financial Services reassure the investors that their interests will be well 1ooked after．
C．Clay Finlay can identify international market opportunities and especially select companies with strong growth chances．
D．Gmo Woolley will be looking for companies that can offer excellent growth chances.
Think about the different ways that people use the wind. You can use it to fly a kite or to sail a boat. Wind is one of our cleanest and richest power sources, as well as one of the oldest. Evidence shows that windmills began to be used in the ancient Iran back in the seventh century BC. They were first introduced to Europe during the 1100s, when armies returned from the Middle East with knowledge of using wind power.
For many centuries, people used windmills to grind(磨碎)wheat into flour or pump water from deep underground. When electricity was discovered in the late 1800s, people living in remote areas began to use them to produce electricity. This allowed them to have electric lights and radios. However, by the 1940s when electricity was available to people in almost all areas of the United States, windmills were rarely used.
During the 1970s, people started becoming concerned about the pollution that is created when coal and gas are burned to produce electricity. People realized that the supply of coal and gas would not last forever. Then, wind was rediscovered, though it means higher costs. Today, there is a global movement to supply more and more of our electricity through the use of wind.From the text we know that windmills _______.
| A．were invented by European armies |
| B．have a history of more than 2,800 years |
| C．have rarely been used since electricity was discovered |
| D．used to supply power to radio in remote area |
The underlined word in Paragraph 2 probably means________.
| A．making something cleaner |
| B．making something flow freely |
| C．making something flow in a particular direction |
| D．making something into small parts |
One of the reasons wind was discovered in the 1970s is that_______.
| A．it is one of the oldest power sources |
| B．wind power is cleaner |
| C．it was cheaper to create energy from wind |
| D．coal and gas failed to meet the needs |
What would the author probably discuss in the paragraph that follows?
| A．The global trend towards producing power from wind. |
| B．The design of wind power plants. |
| C．The worldwide movement to save energy. |
| D．The advantages of wind power. |
The National Air and Space Museum in Washington, DC has thousands of objects on display, including the 1903 Wright Flyer, Charles Lindbergh’s Spirit of St. Louis, the Apollo 11 Command Module Columbia, and a lunar rock you can touch. In addition to our exhibition gallery, you may want to visit the Albert Einstein Planetarium, Lockheed Martin IMAX Theater, and the Public Observatory on the east end. There are many things to do at the Museum in DC. We offer daily tours and educational activities for both children and adults. We also have scheduled lectures and events throughout the year.
Hours and Admission: Open every day except December 25. Admission is free.
Regular Hours: 10:00 am to 5:30pm
Extended Hours: 10:00 am to 7:30pm
December 26---30, 2014 March 30---April 20, 2015
Friday and Saturdays, April 24---May 16, 2015 May 17---September 7, 2015
Visiting Tips: Limit the number of bags: All visitors are screened through metal detector upon entry. The fewer items you bring inside the Museum, the faster your entry. Before you visit, please review the list of prohibited items, which include pocket knives and tripods(三脚架). Visitors carrying prohibited items will not be allowed inside the Museum, so please leave them at home or in your car.
No Food or Drink: Only bottled water is permitted in the Museum. You may only consume food and other drinks in the Food and Drink Court, not in the Museum. Groups who bring food are encouraged to picnic on the National Hall.
Please Take Photos: You are welcome to take photos for personal use. However, tripods and monopods(单脚架) are not permitted without approval.
First Aid: The Museum has a First Aid office and a nurse on duty. Please contact the nearest security officer or the Welcome Center for assistance.
Visit the Welcome Center: At our Welcome Center in the South Lobby, staff and volunteers can answer any questions you have during your visit.
Open: 10:00am to 5:30 Phone: 202-666-2212
E-mail: NASM-visitorservice@si.edu
According to the passage, the National Air and Space Museum is a place _______.
| A．where only adults can take part in some educational activities |
| B．where one can touch anything he likes |
| C．everyone can pay a visit to without buying tickets |
| D．everyone can visit without time limit all the year round. |
If the Greens plan to visit the Musuem at 6:00pm, it is accessible on _______.
| A．December 24, 2014(Wednesday) | B．March 1, 2015(Sunday) |
| C．September 15, 2015(Tuesday) | D．July 6, 2015(Monday) |
A visitor to the Museum can _______.
| A．get some medical treatment if he suddenly falls ill |
| B．take photos with tripods for personal use |
| C．bring fewer bags to go through metal detectors |
| D．eat and drink in the Museum or in the Food Court |
The purpose of this passage is to _______.
| A．attract people to explore the universe |
| B．make an advertisement for the Museum |
| C．encourage adults to bring their children here |
| D．show what is on display in the Museum |
If Confucius(孔子) were alive today and could celebrate his September 28 birthday with a big cake, there would be a lot of candles. He’d need a fan or a strong wind to help him put them out.
While many people in China remember Confucius on his special day, few people in the United States will give him a passing thought. It’s nothing personal. Most Americans don’t even remember the birthdays of their own national heroes.
But that doesn’t mean that Americans don’t care about Confucius. In many ways he has become a bridge that foreigners must cross if they want to reach a deeper understanding of China.
In the past two decades, the Chinese studies programs have gained huge popularity in Western universities. More recently, the Chinese government has set up Confucius Institutes in more than 80 countries. These schools teach both Chinese language and culture. The main courses of Chinese culture usually include Chinese art, history and philosophy(哲学). Some social scientists suggest that Westerners should take advantage of the ancient Chinese wisdom to make up the drawbacks of Western philosophy. Students in the United States, at the same time, are racing to learn Chinese. So they will be ready for life in a world where China is an equal power with the United States. Businessmen who hope to make money in China are reading books about Confucius to understand their Chinese customers.
So the old thinker’s ideas are still alive and well.
Today China attracts the West more than ever, and it will need more to introduce Confucius and Chinese culture to the West.
As for the old thinker, he will not be forgotten by people in the West, even if his birthday is.The opening paragraph is mainly intended to _______.
| A．attract the readers’ interest in the subject |
| B．provide some key facts about Confucius |
| C．show great respect for the ancient thinker |
| D．prove the popularity of modern birthday celebrations |
We can learn from Paragraph 4 that American students _______.
| A．take an active part in Chinese competitions |
| B．try to get high scores in Chinese exams |
| C．fight for a chance to learn Chinese |
| D．have a great passion in studying Chinese |
What is the best title for this passage?
| A．Forgotten Wisdom in America. |
| B．Huge Fans of the Chinese Language. |
| C．Old Thinker with a Big Future. |
| D．Chinese Culture for Westerners. |
The passage is likely to appear in ______.
| A．a biography | B．a history paper |
| C．a newspaper | D．a philosophy textbook |
Weekends are normally a time for shopping and last Saturday was no exception. My son Henry and I were shopping in a neighborhood market. Henry was busy weighing each new bag of vegetables I selected. I gave him a bag of potatoes and he walked over to the scale and waited in line. Suddenly, a man rushed over from behind, and stepped before him, hitting him out of the way. Henry looked shocked and scared. Seeing this I left my shopping cart and walked over to Henry, saying loudly, “Are you OK, honey? I saw what that man did to you. That was very, very wrong.”
When the man finished weighing his bag, his sudden turning around made all his onions fall to the ground. The three of us stood there, frozen for a moment. And then I bent down on my hands and knees and started collecting onions. After I handed the onions to the man, he accepted them and put them into his bag. After Henry and I picked up all the onions, the man walked away without saying anything. We didn’t discuss the event until we got back in the car.
On the way back home, Henry said through tears, “Mommy, I’ve a frustrating day. That man cut right in front of me. And we had to help him pick up his onions! Why did we do that? That didn’t make any sense!”
I took a deep breath and said, “Henry, that man seemed to have a very bad mood today. We should forgive him. I was also angry with the man for treating you rudely. I really wanted to kick him. But doing that doesn’t make any sense. If we hadn’t helped him, we might have felt good for a moment, but then I bet we would have felt really sorry for a long time. You and I have a lot of love to share. Maybe that man doesn’t have much. People who behave badly still need love.”
A cheerful smile appeared on Henry’s face. It was a smile of promise kept. It was the best smile I had ever seen. It was a good moment. It may have been my best mommy moment ever.What did the man do?
| A．He cut in the line. |
| B．He hit Henry on the head. |
| C．He hurried away without paying. |
| D．He ran into Henry suddenly. |
What can we infer from the passage?
| A．The author was not angry at all with what the man had done. |
| B．The man was very sorry for what he had done to Henry. |
| C．At last, Henry learned a very valuable life lesson from the event. |
| D．Henry didn’t help the author pick up the onions for the man. |
Which of the following word can best describe the author?
| A．Narrow-minded. | B．Broad-minded. |
| C．Strong-willed. | D．Bad-tempered. |
“I never did hate the Yankees（北方佬）. All that I hated was the war...” That’s how my great-aunt Bettie began her story. I heard it many times as a child, whenever my family visited Aunt Bettie in the old house in Berryville, Virginia.
Bettie Van Metre had good reason to hate the Civil War. Her brother was killed at Gettysburg, and her husband, James, a Confederate（南方联盟军）officer, was taken prisoner and sent to an unknown prison camp somewhere.
One day in late September, Dick came to Bettie reporting that he had found a wounded Union soldier in a farmhouse half a mile away from the Van Metre home. When talking about her first sight of the man in the blood-spotted blue uniform, she always used the same words. “It was like walking into a nightmare: those awful bandages, that terrible smell.” She went out into the cool air, trying not to be sick at the thought of that smashed right hand, that missing left leg.
The man’s papers Bettie found in the farmhouse showed his identity: Henry Bedell, 30 years old. She knew that she should report the presence of this Union officer to the Confederate army, but she wouldn’t. This is how she explained it: “I kept wondering if he had a wife somewhere, hoping, and not knowing—just as I was. It seemed to me that the only thing that mattered was to get her husband back to her.”
Slowly, patiently, skillfully, Aunt Bettie fanned the spark of life in Henry Bedell. Of drugs or medicines she had almost none. And she was not willing to take any from the few supplies at the Confederate hospital. But she did the best she could with what she had.
The October nights in the valley grew cold. With the help of Dick and his wife, she moved the Union officer at night, to a hidden room above the warm kitchen of her own home. But the next day, Bedell had a high fever. Knowing that she must get help, she went to her family doctor, Graham Osborne. Dr. Osborne examined Bedell and said, “there was little hope unless proper medicines could be found.”
“I’ll get them from the Yankees at Harpers Ferry.” Bettie said. The doctor told her that Harpers Ferry was almost 20 miles away. Even if she reached them, the Yankees would never believe her. “I’ll take proof,” Bettie said. She found a blood-spotted paper bearing the official War Department seal （印章）. “When I show it, they’ll believe me.”
Early the next morning she set off with a list of medical items. For five hours she drove, stopping only to rest her horse. The sun was almost down when she finally stood before the general at Harpers Ferry. The general listened, but did not believe her. “Madam,” he said, “Bedell’s death was reported to us.” “He’s alive,” Bettie insisted. “But he won’t be much longer unless he has the medicines on that list.” “Well,” the general turned to a junior officer, “see that Mrs. Van Metre gets the supplies.”
With the medicines, Bedell gradually recovered. Ten days later he was walking with sticks. “I’d better go back as soon as possible.” Bedell told Bettie. So it was arranged that Dick should help Bettie deliver Bedell to Harpers Ferry in his wagon. Bedell lay down in a box filled with hay, his rifle and sticks beside him.
At Harpers Ferry, the soldiers were amazed when the Union officer with the missing leg rose from his hay-filled box. Bedell told the story to Secretary of War Edwin M. Stanton, who wrote a letter of thanks to Bettie and signed an order to free James Van Metre. It was arranged for Bedell to go with Bettie as she searched for her husband. Records showed that a James Van Metre had been sent to a prison camp in Ohio. Then at Fort Delaware, near the end of the line of prisoner, a tall man stepped out and walked clumsily into Bettie’s arms. Bettie held him, tears streaming down her face. And Henry Bedell, standing by on his sticks, wept, too.What might be Bettie’s tone when she used the underlined sentence to describe the first sight of Henry Bedell？
| A．Pessimistic | B．Desperate | C．Shocked | D．Sympathetic. |
Why wouldn’t Bettie report the presence of Bedell to the Confederate army.
| A．Because she felt it her responsibility to save soldiers of the Union. |
| B．Because she wanted to save Bedell so that her husband could be freed. |
| C．Because Bedell was more a suffering human being than an enemy to Bettie. |
| D．Because Bedell begged Bettie not to give him away to the Confederate army. |
Dr. Osborn thought it was ______ of Bettie Van Metre to drive to Harpers Ferry for the medicines.
| A．crazy | B．kind | C．brave | D．smart |
.Still recovering, Henry Bedell decided to leave as soon as possible mainly because ______.
| A．he was eager to return to the Union to fight |
| B．he didn’t want to go on putting Bettie in danger |
| C．he was concerned about his safety at the Van Metre home |
| D．he could be treated with better medicines back at Harpers Ferry |
Rearrange the following statements in terms of time order.
a. Bettie’s husband was found and freed.
b. Bettie helped deliver Bedell back to Harpers Ferry.
c. Bettie moved Bedell to a safe room in her own house.
d. Bettie drove all the way to Harpers Ferry to get the medicines for Bedell.
e. In spite of being short of medicines, Bettie attended to Bettie with what she had.
f. Bettie saw Bedell in a farmhouse half a mile away from her house for the first time.
| A．f, e, c, b, d, a | B．f, c, e, d, b, a |
| C．f, e, c, d, b, a. | D．f, c, e, b, d, a |
What message is conveyed through the end of the story.
| A．Giving is a reward in itself. |
| B．Happiness comes from giving. |
| C．God helps those who help themselves. |
| D．Help yourself by helping others |
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