Banks are not ordinarily prepared to pay out all account; they depend on depositors(储户) not to demand payment all at the same time. If depositors come to fear that a bank is not sound, that it can not pay off all its depositors, then that fear might cause all the depositor to appear on the same day .If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be funds to pay those who wanted their money when they wanted it. Mrs Elsie Vaught has told us of a terrifying run on the bank that she experienced.
One day in December of 1925, several banks failed to open in the city where Mrs Vaught lived. The other banks expected a run the next day, and so the officers of the bank in which Mrs Vaught worked as a teller(出纳员) had enough funds on hand to pay off as many depositors as might appear. The officer simply instructed the tellers to pay on demand. The next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line made many believe that the bank could not possibly pay off everyone. People began to push and then to fight for places near the tellers’ windows. Clothing was torn, legs and arms broken, but the crowd continued for hours. The power of the panic atmosphere was so great that two tellers, though they knew that the bank was sound and could pay out all depositors, drew their own money from the bank. Mrs Vaught says that she had difficulty preventing herself from doing the same.
1. When would a bank run happen?
A. A bank is closed for one or more days.
B. Too many depositors attempts to draw out their money at the same time.
C. Other banks don’t have enough money.
D. Clerks of a bank take their own money out of the bank
2. The crowd in the bank and on the sidewalk gathered because of _________.
A. demand B. hunger C. doubt D. anger
3. The basic cause of a run on the bank is __________.
A. loss of confidence B. lack of enough funds
C. crowds of people D. inexperienced tellers
The China Daily newspaper group is looking for English-language senior business editors, senior copy-editors, copy-editors and graphic designers to strengthen its international team．We offer a competitive salary package, free accommodations with useful things paid for, 90 percent medical reimbursement （补偿）, seven days of paid leave, eleven public holidays and a return ticket to the country of residence．
Senior Business Editor
You must：
●assist the Business editor in setting goals and working on achieving them;
●be an excellent team person who can generate ideas and think creatively, be able to rewrite totally if needed and give advice to junior staff;
●ideally be working or have worked in a position of responsibility and understand what leadership involves;
●have had at least five years’ editing experience working on editing the Business Desk and be familiar with industry software．
Business Copy-editor
You must:
●work on shifts in the Business Desk and usually have the last word before the page is sent to print;
●edit or rewrite copy and give smart headlines and titles;
●have had at least two years’ editing experience working on editing desks and be familiar with industry software．
Copy-editor
You must:
●be good at editing or rewriting copy and writing interesting headlines and explanations;
●be able to work on shifts for different pages, and usually have the last word before the page is sent to print;
●have had two years of editing experience working on copy desks, and be familiar with industry software．
Senior Graphic Designer
You must:
●have excellent skills in information graphics;
●be good with illustrations and freehand drawings;
●be experienced in newspaper or magazine layouts（排版）；
●have a good sense of typography;
●have good news judgment;
●be well-skilled with Macintosh software: In design; Illustrator, Photoshop;
●be fluent in English．
●For enquiries or to apply, write to job @ chinadaily．com.cnWhich is NOT required about copy-editor?
| A．Being familiar with industry software． |
| B．Having two years of editing experience． |
| C．Having a good sense of typography． |
| D．Writing interesting headlines and captions． |
Which position doesn’t need the editing experience?
| A．Senior Business Editor． | B．Business copy-editor． |
| C．Copy-editor． | D．Senior Graphic Designer |
Which of the following can be used as the title of the advertisement?
| A．China Daily Needs New Members |
| B．China Daily Is very Interesting |
| C．China Daily Is an International Team |
| D．China Daily Has Good Working Conditions |
If you are admitted into China Daily, you can enjoy all the following EXCEPT
| A．free accommodations |
| B．seven days leave without pay |
| C．a return ticket to the country of residence |
| D．eleven public holidays |
A Charlotte, NC, lawyer bought a box of very rare and expensive cigars, and then insured them against fire among other things．Having smoked his entire great cigars within a month, the lawyer filed claim （索赔） against the insurance company．
In his claim, the lawyer stated the cigars were lost "in a series of small fires"．Of course the insurance company refused to pay, giving the obvious reason that the man had consumed the cigars in the normal way．
The lawyer brought the case to the court and out of everybody’s expectation, he actually won! At the end of the trial the judge agreed with the insurance company that the claim was crazy．But the judge said that the lawyer held a policy （保险单） from the company in which it had promised that the cigars were insured and that it would insure them against fire．Because the company didn’t say what is considered to be unacceptable fire, it had to pay the claim．
Rather than put up with long and costly appeal process, the insurance company accepted the punishment and paid $ 15 ,000 to the lawyer for his loss of the rare cigars lost in the "fires．"
After the lawyer cashed the check, the insurance company had him arrested and accused him of arson （纵火罪）．With his own insurance claim from the previous case being used against him, the lawyer was charged with burning his insured possessions on purpose and was sentenced to 24 months in prison and a $ 24,000 fine．The lawyer had smoked all the cigars ___．
| A．by design | B．by mistake | C．by accident | D．by contract |
The proper order of the lawyer’s activities is ___．
a．having the company paying his claim
b．having himself put in prison and fined
c．having smoked all the cigars
d．bringing the company to the court
e．insuring the box of cigars
| A．ecabd | B．acebd | C．ecdab | D．cedba |
The underlined word "it" in the third paragraph refers to ___．
| A．the box of cigars | B．the insurance company |
| C．the policy | D．the claim |
Which of the following sayings is the best suitable for the lawyer?
| A．Whoever sits against heaven, it falls in his face． |
| B．A bad beginning makes a bad ending． |
| C．Accidents will happen． |
| D．Even the wise make mistakes sometimes． |
阅读下面短文，根据所读内容在表格中的空白处填入恰当的词。
注意：每个空格只填一个单词。
Fruit also makes up a flowering plant. It carries the seeds . The purpose of fruit is to protect a plant’s seeds and help them get spread about. Wind and water spread seeds .So do animals when they eat fruit and drop the seeds .
There are two main types of fruit: fleshy and dry. Fleshy fruits are soft and juicy , the way we usually think of fruits . Peaches ,plums ,and apples are all fleshy fruits . Dry fruits are thin and hard . Grains like wheat and rice , or nuts are dry fruits.
You’ve eaten seedless oranges and grapes . How can they be fruits? It’s because people have changed the way they grow fruit. They can now grow seedless fruit . Seedless fruit comes from special plants called hybrids(杂交生物体) . A hybrid is made by combining two varieties of a fruit to form a new variety . This hybrid grows and produces seed
s . But the plants grown from these seeds are seedless . These plants cannot reproduce themselves.
A tomato is a vegetable , right? No , it’s actually a fruit . Other food we think of as vegetables—such as squash , peppers ,and eggplant—also are fruit . They’re fruit because they carry seeds and develop from flowers . Here’s another surprise . Scientists classify the tomato as a berry(浆果) . In addition , th
ey don’t consider some fruits we call berries to be true berries because a berry is normally a type of fruit with a lot of seeds inside it . Technically ,
a strawberry , isn’t a berry , because it has its seeds on the outside . The red part is just the tip of the strawberry stem that’s enlarged.
Fruits are a source of nourishing(滋养) substances that keep us alive and healthy . For example , they contain many vitamins , especially vitamins A and C, and many minerals . They also provide fibre for a healthy digestive system and carbohydrates that the body needs to make energy.
| Title： |
|
| Basic knowledge |
Being Protecting a plant’s seeds and helping spread them about. Mainly |
| Fleshy fruit :Juicy and Dry fruit : Thin and hard , like wheat ,rice , nuts ,etc . |
|
| Fruit seeds |
Coming from a |
| Some surprises |
Tomato , squash ,peppers and eggplant are fruits because they carry seeds and develop from Some fruits like strawberry aren’t technically berries because they have seeds on the |
| Being to humans |
Keeping people alive and Providing vitamins , fiber and carbohydrates. |
With the theme "Cherishing the earth's resources, transforming the mode of development and living a low-carbon lifestyle," China's Ministry of Land and Resources held a ceremony this Thursday to mark the 41st World Earth Day, aims to generate new ideas of resource-saving, especially among the younger generation. In fact, Chinese young urbanities are turning to the seemingly trendy low-carbon lifestyle.
But for the country as a whole to achieve a low-carbon economy, it could mean ordinary people paying more for electricity, water, gas or simply every purchase. Of necessity, a low-carbon economy would be the basis of China's economic growth, yet it comes with a high price tag. Everybody longs for fresh air, clean water and healthy surroundings. But, who is going to pay for that?
For those who are still working hard for the basic necessities of life, sharing the cost of a greener environment can be taxing. For those who are already victimized by environmental pollution, additional expenditure for saving the environment 
is hard to bear. Behind all the lofty goals and loaded phrases of climate change 
negotiations, in everyday terms, the Chinese want to know whether companies will make them pay the cost of saving energy or whether government would come up with new levels.
They have reasons to worry. The recent hike in the charges of utilities, such as natural gas, water and electricity, have led to widespread public grievance(抱怨,牢骚), for the increases were imposed without proper public hearing. Besides the practice of monopoly State-owned enterprises raising prices at will does not seem to bode well for a low-carbon economy.
The government has a responsibility to strengthen regulation of utility charges and make the pricing mechanism more transparent. In the age of the low-carbon economy, the Chinese government needs to strike a new balance between public welfare and business competitiveness.
How far the initiatives toward a low-carbon economy succeed depends on whether they truly benefit ordinary people and is accepted by them. The majority cannot sacrifice their life to build a greener world for the few.The author probably agrees to call on ____________.
| A．more and more citizens to devote themselves to the “Low-carbon economy” for the sake of our earth immediately |
| B．the rich to generally pay for the bill, which aims at saving our planet. |
| C．our government to take proper measures to make the “Low-carbon economy” benefit more people |
| D．all the big enterprises to reduce their prices to build a greener world |
According to the passage, which of the following statements is NOT TRUE?
| A．Some people can’t afford their everyday expenses, let alone pay for a better environment. |
| B．Putting forward the “Low-carbon economy” costs much. |
| C．The balance between public welfare and business competitiveness in China now is not that good for the “Low-carbon economy”. |
D．Now that it’s hard for us to make the “Low-carbon economy” into practice, our government should p ut it to an end. |
The “Low-carbon economy” __________.
| A．is beneficial only to the rich people |
| B．has led to widespread public grievance |
| C．can be realized when pigs fly in the sky |
| D．cannot be called success before it has been fully considered |
What’s the best title of the passage?
| A．China reaches out for younger generation to promote low-carbon lifestyle. |
| B．Low-carbon economy, acceptable or not? |
| C．Who will get the most benefit from the Low-carbon economy? |
| D．Put forward the new policy and save the world. |
Motherhood may make women smarter and may help prevent dementia(痴呆) in old age by bathing the brain in protective hormones(荷尔蒙) , U.S. researchers reported on Thursday.
Tests on rats show that those who raise two or more litters of pups do considerably better in tests of memory and skills than rats who have no babies, and their brains show changes that suggest they may be protected against diseases such as Alzheimer’s(早老痴呆症). University of Richmond psychology professor Craig Kinsley believes his findings will translate into humans.
“Our research shows that the hormones of pregnancy(怀孕) are protecting the brain, including estrogen(雌激素), which we know has many neuroprotective (保护神经的) effects,” Kinsley said.
“It’s rat data but humans are mammals just like these animals are mammals,” he added in a telephone interview. “They go through pregnancy and hormonal changes.”
Kinsley said he hoped public health officials and researchers will look to see if having had children protects a woman from Alzheimer’s and other forms of age-related brain decline.
“When people think about pregnancy, they think about what happens to babies and the mother from the neck down,” said Kinsley, who presented his findings to the annual meeting of the Society of Neuroscience in Orlando, Florida.
“They do not realize that hormones are washing on the brain. If you look at female animals who have never gone through pregnancy, they act differently toward young. But if she goes through pregnancy, she will sacrifice her life for her infant—that is a great change in her behavior that showed in genetic alterations(改变) to the brain.”What does the phrase “litters of pups” mean in the second paragraph?
| A．Baby rats. | B．Animals. | C．Old rats. | D．Grown-up rats. |
What can protect the brain of a woman according to the passage?
| A．Estrogen. | B．The hormones of pregnancy. |
| C．More exercise. | D．Taking care of children. |
“It’s rat data but humans are mammals just like these animals are mammals.” What does the sentence suggest?
| A．The experiments on the rats have nothing to do with humans. |
| B．The experiments on the rats are very important for animals. |
| C．The experiments on the rats are much the same on humans. |
| D．The experiments on the rats are much the same on other animals. |
Which title is the best for this passage?
| A．Do You Want to Be Smarter? | B．Motherhood Makes Women Smarter |
| C．Mysterious Hormones | D．An Important Study |
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