第三部分 阅读理解（共20小题；每小题2分，满分40分）
阅读下列短文，从每题所给的四个选项（A、B、C和D）中，选出最佳选项。三百六十
An allowance(零用钱) is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.
How large is an allowance appropriate? Experts say there is not right amount. Actual amounts differ from area to area, and from family to family.
To set an appropriate allowance for your child, work out a weekly budget. Allow for entertainment expenditures (花费) such as movie and snack. Next include everyday expenses such as lunch money, bus fare and school supplies. “If you make the child responsible for these bills, ”says Josephine Swanson, a consumer specialist, “he or she will learn to budget for necessary expenditures.”
Finally add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends, a child whose purchasing power falls away below his peers can feel left out.
It can be tough but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $5 a week. $1.75 of which was for bus fare and lunch. “ If you lose money” Brooke’s mother told her, “you walk home.”
One week the girl spent all her allowance in a candy store, and then she called home for a ride, “Mom made me walk home,” recalls Stephens, now a financial planner in Brooklyn. “At first I was angry. But I finally realized that she was trying to teach me an important lesson.”
Experts advise an allowance should not be tied directly to a child’s daily chore (琐事). Kids should help around the house not because they get paid for it but because they share responsibilities as members of family. You might, however, pay a child for doing extra jobs at home. That can develop his or her initiative (主动性).
1. What does the text mainly discuss?
A. How to develop a child’s initiative.
B. How to work up a budget.
C. How to teach a child to save money.
D. How to teach a child to manage money matters.
2. It can be inferred from the text that if a child is given an allowance, he or she may_____.
A. spend all the money very soon
B. be spoiled and finally ruined
C. lose the money and can not return home
D. feel responsible and be careful about money
3. The underlined part “his peers”(in Para.4)probably refers to ______.
A. his friends    B. his brothers    C. his parents     D. his teachers
4 Why does the author mention Brooke Stephens?
A. To question the opinion about pocket money.
B. To compare Stephens with other experts.
C. To explain the parents should be strict when children are developing habits about money.
D. To suggest that pocket money is useless in developing a child’s sense of responsibility.